Full coverage typically refers to a driver carrying both liability coverage and coverages for physical damages – such as comprehensive and collision. Many people mistakenly believe that when they have full coverage car insurance, they are 100% covered – regardless of what situation occurs and in all situations. The truth of the matter is, no… Read More…
Should I Buy a Brownstone Home in New York City?
If you are attempting to determine whether or not you should buy a brownstone home in New York City, it is quite likely that you have found yourself in awe of one of these exquisitely-crafted homes on the picturesque, tree-lined streets in the historical neighborhoods scattered about in and around the area. To make such… Read More…
What Is Renters Insurance?
Renters insurance is a type of policy that includes a group of distinct coverages that aim to protect those that rent and live in a dwelling that is rented from an individual that owns the property. It may include coverage for personal belongings that become damaged due to a peril that is covered. It also… Read More…
5 Types of Insurance That Every Small Business Should Have
Owning and operating a small business is a challenging endeavor that may prove to be overwhelming. You have many responsibilities – one of which is often overlooked. That is, obtaining the proper types of insurance coverage. Failure to take this step could result in everything you have worked for and everything you have to become… Read More…
3 Technologies That Have a Direct Impact on Insurance Premiums
In today’s world, insurance companies around the world are now utilizing advanced forms of insurance technology. As a consumer, you are able to experience this technology in numerous ways. Examples include getting insurance quotes instantly by simply clicking a button, managing your policies through an app on your smartphone, and the ability to ask questions… Read More…
Cyber Liability Insurance 101
The global pandemic of COVID-19 that emerged in the United States in the year of 2020 ushered in an entirely new era of remote education and work. Since that time, it has been established that cyber risks are increasingly prevalent. It does not matter what industry you are in, what products and/or services that you… Read More…
3 Strategies for Lowering the Costs of Homeowner’s Insurance
There are numerous unavoidable expenses associated with home ownership. One of the most significant is homeowner’s insurance. The amount that you pay for this type of coverage will depend heavily upon the location of the structure, its age, and the coverages that you elect to obtain. Even with that, the national average of the homeowner’s… Read More…
What Is Business Loss Insurance?
Business loss insurance – often referred to as “business interruption insurance” – is a form of insurance coverage that aids in replacing income that is lost should said business become halted due to any type of covered physical loss or damage. Examples of situations where this type of insurance would provide coverage is a natural… Read More…
What Is Mortgage Protection Insurance?
Purchasing a home is one of the biggest and most exciting purchases of a lifetime. It comes with a financial commitment. Depending on the term of the mortgage loan that you elect to opt for, you could be committing to up to 30 years of direct payments towards that home – and that is not… Read More…
What Is Cyber Insurance?
Cyber insurance is a specially-designed policy that covers the liability of your business if a data breach occurs that involves the data of customers. Examples of the sensitive data include health records, Social Security numbers, numbers associated with a state issued ID or a driver’s license, account numbers, bank information, and credit card and debit… Read More…