What Is Transportation Insurance?

Transportation insurance is a special type of insurance policy that offers coverage protection on an insured party’s property while it is being transported from one location to another. The allotted coverage is dependent upon the value associated with the goods and the risk that is being taken by an insurance company while the goods are… Read More…

What Kind of Insurance Do I Need to Open a Restaurant In New York?

Restaurant ownership is a challenging undertaking that comes with its share of hardship; however, it is a highly rewarding endeavor. If you want to open a restaurant in the State of New York, you will need a rather substantial amount of financial backing. To protect your investment, you will also need restaurant insurance. It does… Read More…

Why Does My Car Insurance Cost So Much?

Car Insurance

If you are curious as to why your car insurance is so expensive, you are not alone. As with other expenses, car insurance rates have a tendency to increase as time passes. Additionally, there are factors that are aiding in the increase of premiums. Examples include the expenses associated with vehicle repairs, increased rates in… Read More…

The Factors That Directly Impact the Cost of Homeowner’s Insurance in New York

The premiums that are charged for homeowner’s insurance in New York vary immensely from one company to another. In order to get the best value, consumers should do a little shopping around. If you lack the time or the patience for this research, contact us here at Modica Associates today. We take all of the… Read More…

Restaurant Insurance

Restaurants and similar businesses (such as diners, delis, and pizzerias) are exposed to a vast number of risks. These result in a high level of vulnerability – in terms of liabilities and lawsuits. The kitchen area of these businesses can be exceptionally dangerous. Foods stored and prepared in these areas may go bad, accidents may… Read More…

Key Factors That Should Be Considered When Buying Insurance Coverage for Your Brownstone Home

Brownstone homes are quickly gaining an immense amount of popularity among individuals that have a desire to purchase an historically-significant building and also have an appreciation for exceptional and even completely exquisite craftsmanship. To own a brownstone is to hold a high level of prestige. Once you have committed to a purchase of a brownstone,… Read More…

New York Car Insurance Basics

New York Cars

If you plan on driving within the State of New York, it is essential that you know the basics regarding car insurance. It does not matter if you reside in the busy region of New York City or in the country regions of the Empire State, we here at Modica Associates can assist you in… Read More…

Who Pays for My Medical Bills After a Car Accident That Wasn’t My Fault?

If you have recently experienced a car accident in the State of New York and were not at fault, you may be curious as to where the responsibility lies for paying or covering the associated medical bills incurred as a result of the accident. Many successfully go through a settlement for personal injury where a… Read More…

What Is Construction Insurance and the Benefits Associated with Having it

As a construction professional or contractor, you are faced with many daily risks. These include equipment damage and even hazards present at your jobsite. Construction insurance is a special type of insurance that aids in helping you maintaining a safe worksite. It protects your employees and also offers protection for the materials that you use,… Read More…

Transportation Insurance Products Available for Truckers

Truck Driver

If you are interested in transportation insurance products that are available for truckers, we here at Modica Associates can assist you! We place a high level of focus on trucking, transportation, and business insurance plans for those that are in the trucking industry. We know and understand that each transportation business is unique. It does… Read More…

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