Modica Associates

Disability Insurance – Protecting the Financial Livelihood of Your Employees

As a business owner, you value each employee that works for you. You want the best for everyone that positively impacts your business. What if, though, one of your employees experienced a life-changing event – such as an injury or illness – that negatively impacted their ability to work? It has been established that over… Read More…

What Is Force-Placed Insurance?

Force-placed insurance is an insurance policy that is put into place on a home where the property owner has had the insurance cancelled. This is put into place by a loan servicer, a lender, or a bank. It is also known as “lender-placed”, “collateral protection insurance”, and “creditor-placed”. Other instances where force-placed insurance may be… Read More…

3 Technologies That Have a Direct Impact on Insurance Premiums 

In today’s world, insurance companies around the world are now utilizing advanced forms of insurance technology. As a consumer, you are able to experience this technology in numerous ways. Examples include getting insurance quotes instantly by simply clicking a button, managing your policies through an app on your smartphone, and the ability to ask questions… Read More…

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