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What Is Cyber Insurance?

Cyber insurance is a specially-designed policy that covers the liability of your business if a data breach occurs that involves the data of customers. Examples of the sensitive data include health records, Social Security numbers, numbers associated with a state issued ID or a driver’s license, account numbers, bank information, and credit card and debit… Read More…

What Are the Three Levels of Coverage with Homeowner’s Insurance?

If you are interested in learning about the levels of coverage when it comes to homeowner’s insurance, you are in the right place. Before delving any further, we would like to first point out that not all homeowner’s insurance policies are equal. You should know – right now – while it is true that you… Read More…

A Quick Guide for Individuals Interested in Purchasing a Brownstone Home 

If you are reading this guide, chances are, you have an interest in purchasing one of New York’s iconic brownstone homes. These structures exhibit the greatest of the architecture charm of the 19th-century. Upon construction, the brownstone allowed for the middle class to own a structure of luxury as most were unable to afford those… Read More…

Key Factors That Should Be Considered When Buying Insurance Coverage for Your Brownstone Home

Brownstone homes are quickly gaining an immense amount of popularity among individuals that have a desire to purchase an historically-significant building and also have an appreciation for exceptional and even completely exquisite craftsmanship. To own a brownstone is to hold a high level of prestige. Once you have committed to a purchase of a brownstone,… Read More…

Who Pays for My Medical Bills After a Car Accident That Wasn’t My Fault?

If you have recently experienced a car accident in the State of New York and were not at fault, you may be curious as to where the responsibility lies for paying or covering the associated medical bills incurred as a result of the accident. Many successfully go through a settlement for personal injury where a… Read More…

The 4 Main Types of Property Insurance Available for Purchase

Property Insurance

Purchasing and maintaining property insurance is a necessary step in protecting yourself, your family, and your business from liability should an event that is beyond your control occurs. Property insurance is a specially-designed policy that provides direct coverage for property owners. These policies provide extensive coverage for various types of damages. Examples include those that… Read More…

Are You a Government Contractor? Protect Yourself and Your Business From Major Losses With Government Contractor Insurance

Conducting any type of work or business with the government of the United States presents a wide array of risks. Many government contractors believe that the protections that are offered are quite broad; however, this is inaccurate. It does not matter if your work is operational-based, it is related to construction, associated with security, or… Read More…

Essential Components of a Fleet Safety Program

Truck Fleet

Accidents involving fleet vehicles are considered to be the costliest of all injury-based claims for businesses. According to statistics, the average cost of accidents is about $70,000. If you do not have a formal-based fleet safety program, it puts your employees and your business at risk. This program should be designed – specifically -for both… Read More…

A Few Simple Strategies for Seniors Looking to Maintain Low Rates on Their Car Insurance

Senior Woman Driving

Seniors who have pristine driving records may be surprised to find that, as they grow older, their car insurance rates increase. In most instances, middle aged drivers experience the best rates. This is often due to years of experience behind the wheel and an assortment of loyalty discounts. Statistically speaking, older drivers are more prone… Read More…

Water Damage Insurance Claim Tips Every New York Homeowner Needs to Know

Water Damage Insurance

Water damage claims to insurance companies have increased significantly in the past several years within the United States. Whether it occurs as a result of flood damage, burst pipes, leaks from appliances, or accidents, there is definitely an uptick in situations where water becomes destructive. It could be a slow, simple water issue, or it… Read More…

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