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What Is Force-Placed Insurance?

Discussing Insurance

Force-placed insurance is a specially-designed policy that is placed directly on a home if the property owner has experienced a cancellation of insurance that they had on the property, the insurance has experienced a lapse, or it is considered to be an insufficient amount of insurance. This type of insurance is also referred to as… Read More…

Specialized Insurance for Brownstones are a Requirement

Brownstone Homes

Brownstones are situated all throughout Brooklyn. Originating in the 1830s, these buildings hold historical value and are considered to be highly iconic. Considered to be one of the most popular of all historical buildings in existence today, they require specialized insurance. At the minimum, you will pay approximately $1 million for such a constructional delight…. Read More…

Tips for Businesses Seeking to Bounce Back after the COVID-19 Pandemic Shut Down

Business During Covid-19

While it is true that most of the States have now reopened for business, it is also important to realize that we are still experiencing a pandemic. COVID-19 continues to infect people, worldwide. To date, over 210,000 people in the United States has died as a result of the coronavirus infection. While there are promising… Read More…

Minimum Personal Auto Insurance Coverage Requirements for the State of New York

New York Cars

In order to register your vehicle in the State of New York and engage in the process of obtaining your license plate for the vehicle, it is imperative that you understand that there are minimum personal auto insurance coverages and specific amounts associated with those coverages. In short, the coverages that you will be required… Read More…

Homeowner’s Insurance – An Easy to Understand Guide for New Homeowners in New York

If you are a new homeowner in the State of New York, there is one thing that you should learn right from the start – homeowner’s insurance is not considered to be a “luxury”, it is an absolute “necessity”. This type of insurance is designed to protect both your possessions and your home from situations… Read More…

Commercial Truck Insurance – A Comprehensive Guide for New Independent Truck Drivers

As a new independent truck driver, you now have the immense responsibility of all of the aspects of owning and operating a small business in addition to driving your commercial vehicle for deliveries throughout the United States. It does not matter if you contract with a single carrier, deal with a specialized broker, or have… Read More…

Important Insurance Coverages Available for Brownstone Homeowners in the State of New York

While it is true that the State of New York does not legally require homeowners to have insurance on their property, there are some organizations and individuals – such as mortgage lenders and homeowner’s associations – that will require brownstone home owners to obtain coverage for their property. In these cases, the homeowner’s insurance is… Read More…

New York State Personal Auto Insurance Requirements

When choosing New York personal auto insurance, it is imperative that you find the type of coverage that fits you, your needs, and your life. While all of this is important, it is also imperative that you consider the state requirements – as it pertains to automobile insurance. These are considered the “minimums”. It is… Read More…

Popular Discounts Often Offered by Personal Insurance Providers on Car Insurance

Car Insurance Discounts

Personal insurance providers that specialize in car insurance often provide discounts to individuals that meet certain criteria. Insurance companies have established that drivers that possess certain traits and characteristics tend to have far fewer accidents and file for fewer claims. As a reward for those traits and characteristics, they offer discounts. To determine the cost… Read More…

How Do I Prepare My Restaurant for the Holiday Rush?

Holiday Restaurant Table Setup

While it is true that retailers feel the brunt of the holiday rush – probably more so than any other commercial entity – restaurants also experience vast rushes and the necessity of accommodating larger than usual crowds. Between shopping, socializing, and the time restraints that occur during this time of year, more people elect to… Read More…

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