What Is Cyber Insurance?

Cyber insurance is a specially-designed policy that covers the liability of your business if a data breach occurs that involves the data of customers. Examples of the sensitive data include health records, Social Security numbers, numbers associated with a state issued ID or a driver’s license, account numbers, bank information, and credit card and debit… Read More…

3 Secret Strategies to Lowering the Cost of Your Car Insurance 

3 Secret Strategies to Lowering the Cost of Your Car Insurance  By purchasing a comprehensive car insurance policy, you are not only creating a financial-based backup should damage occur, but are also protecting your assets. The truth of the matter is, though, those comprehensive packages are quite expensive. The good news is, there are ways… Read More…

What Are the Three Levels of Coverage with Homeowner’s Insurance?

If you are interested in learning about the levels of coverage when it comes to homeowner’s insurance, you are in the right place. Before delving any further, we would like to first point out that not all homeowner’s insurance policies are equal. You should know – right now – while it is true that you… Read More…

A Quick Guide for Individuals Interested in Purchasing a Brownstone Home 

If you are reading this guide, chances are, you have an interest in purchasing one of New York’s iconic brownstone homes. These structures exhibit the greatest of the architecture charm of the 19th-century. Upon construction, the brownstone allowed for the middle class to own a structure of luxury as most were unable to afford those… Read More…

What Are the Benefits of Electric Cars and How Much Does It Cost to Insure One?

In today’s world, more and more consumers are making the decision to purchase electric vehicles. Reasons include the lean towards the features that are environmentally-friendly, the desire to experience the newest technology, and the fuel savings associated with the vehicle. If you have an interest in an electric vehicle, it is essential that you learn… Read More…

What Is Condo Insurance and Why Do I Need It?

Condo

Condo insurance is a special type of insurance that aids in the protection against losses and various types of repair expenses for condominiums. In most instances, the coverage allows protection to the policy holder for fire damage, damage from water, vandalism, theft, and various other situations. Condo insurance is also known as “HO-6 insurance”. In… Read More…

Transportation Insurance: What It Is and Why You Need It

Transportation insurance is a specially-designed insurance policy that provides coverage on various types of property while it is in transit from one location to another. It is designed for any mode or type of transport – be it aircraft, vehicle, train, or boat. The coverage that is provided is based on the overall value of… Read More…

What Type of Personal Auto Insurance Is Required by Law in New York?

The State of New York is considered to be what is called a “No-Fault State”. This means that drivers need personal auto liability insurance and personal injury protection. Additionally, New York requires that all personal auto insurance policies include coverage for uninsured motorists. The limits associated with automobile insurance are considerably higher than in most… Read More…

What Is a Communicable Disease Rider?

In most insurance policies for businesses, claims are excluded that are directly related to infectious diseases; however, a communicable disease rider may be purchased. This is designed to extend the coverage of the policy in such a way that it covers communicable diseases. This rider is often referred to as “infectious disease insurance”. This broadens… Read More…

Need Insurance for Your Brooklyn Brownstone Home? Learn The Essentials Here

Brownstone Homes

If you are reading this, it is quite likely that you have recently purchased your very own brownstone home. Congratulations! This is quite an achievement! Despite the immense degree of space, the exquisite architecture, and the social status of being a proud owner of this type of real estate, having a brownstone comes with many… Read More…

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