Choosing among the various types of insurances that are available may prove to be a challenging endeavor. It is an individual choice and is based on the specific circumstances surrounding a person’s life. Factors that may play a role in determining what types of insurances are needed include age, benefits received through employment, and if… Read More…
Does Your Credit Score Affect Your Car Insurance Rates?
Yes, in most instances, your credit score will impact how much you pay for car insurance. It should be understood, though, that the credit score is not the only factor that is considered by automobile insurance companies. Other factors include your age, your marital status, the neighborhood where you live due to the fact that… Read More…
The Unique Risks and Needs of Brownstone Homes Must Be Considered When Shopping for Insurance Coverage
Brownstone residences are sprinkled among the leafy, quaint streets of New York. They are exceptionally popular within Brooklyn, Manhattan, and Queens. In fact, it is quite common to observe brownstones sitting against historic cobblestone lanes throughout the state. Most of these structures date back to the period of the 19th Century. Many are owner-occupied, while… Read More…
3 Common Reasons Why Car Insurance Rates Go Up
It is a frustrating experience to discover that the costs associated with your car insurance has increased. This is especially true if you cannot determine the reason why. Perhaps you have a clean driving record. Maybe you have not filed any claims. It should be understood that insurance rates typically do not increase without a… Read More…
Safe Winter Driving Tips
Now that winter is in full swing and severe weather conditions are occurring around the United States, we feel it is important to share a few tips with you that will allow you to remain safe while driving. Driving in harsh winter conditions is not only scary, but exceptionally hazardous. This is especially true in… Read More…
Insurance for Classic Cars in the State of New York
If you own a classic car that is at least 25 years old, the State of New York requires that you cover the vehicle with the minimum of both bodily injury liability and liability coverage for property damage. But more than it just it being a state requirement, these vehicles are often hold irreplaceable memories,… Read More…
Do I Have to Have Tlc Insurance if I Am a Private Transportation Driver in New York City? Yes, if you are a private transportation drive in New York City, you are required to have TLC insurance. It does not matter if you drive for Lyft, Uber, or another rideshare company, operate a taxi service… Read More…
What Types of Coverages Can You Get with Full Coverage Car Insurance?
Full coverage typically refers to a driver carrying both liability coverage and coverages for physical damages – such as comprehensive and collision. Many people mistakenly believe that when they have full coverage car insurance, they are 100% covered – regardless of what situation occurs and in all situations. The truth of the matter is, no… Read More…
Should I Buy a Brownstone Home in New York City?
If you are attempting to determine whether or not you should buy a brownstone home in New York City, it is quite likely that you have found yourself in awe of one of these exquisitely-crafted homes on the picturesque, tree-lined streets in the historical neighborhoods scattered about in and around the area. To make such… Read More…
What Is Renters Insurance?
Renters insurance is a type of policy that includes a group of distinct coverages that aim to protect those that rent and live in a dwelling that is rented from an individual that owns the property. It may include coverage for personal belongings that become damaged due to a peril that is covered. It also… Read More…