homeowners insurance

The Factors That Directly Impact the Cost of Homeowner’s Insurance in New York

The premiums that are charged for homeowner’s insurance in New York vary immensely from one company to another. In order to get the best value, consumers should do a little shopping around. If you lack the time or the patience for this research, contact us here at Modica Associates today. We take all of the… Read More…

First-Time Home Buyer? These Popular Programs Could Help

Home Buyers Moving In

It is common knowledge that becoming a homeowner comes with its own level of benefits; however, there are also a few barriers and complications that you may be unprepared to handle if you are buying a home for the very first time. Large sums of money, confusing terms, and lack of experience often result in… Read More…

Is Homeowner’s Insurance Required by Law?

As a homeowner, you are not legally required to obtain homeowner’s insurance; however, if you are taking out a mortgage or are currently paying on a home, your designated lender will require that you have proof of homeowner’s insurance coverage. If your mortgage is paid in full, you do not have to purchase insurance. You… Read More…

Homeowner’s Insurance – An Easy to Understand Guide for New Homeowners in New York

If you are a new homeowner in the State of New York, there is one thing that you should learn right from the start – homeowner’s insurance is not considered to be a “luxury”, it is an absolute “necessity”. This type of insurance is designed to protect both your possessions and your home from situations… Read More…

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