Full coverage typically refers to a driver carrying both liability coverage and coverages for physical damages – such as comprehensive and collision. Many people mistakenly believe that when they have full coverage car insurance, they are 100% covered – regardless of what situation occurs and in all situations. The truth of the matter is, no… Read More…
Car Insurance
3 Secret Strategies to Lowering the Cost of Your Car Insurance
3 Secret Strategies to Lowering the Cost of Your Car Insurance By purchasing a comprehensive car insurance policy, you are not only creating a financial-based backup should damage occur, but are also protecting your assets. The truth of the matter is, though, those comprehensive packages are quite expensive. The good news is, there are ways… Read More…
Why Does My Car Insurance Cost So Much?
If you are curious as to why your car insurance is so expensive, you are not alone. As with other expenses, car insurance rates have a tendency to increase as time passes. Additionally, there are factors that are aiding in the increase of premiums. Examples include the expenses associated with vehicle repairs, increased rates in… Read More…
New York Car Insurance Basics
If you plan on driving within the State of New York, it is essential that you know the basics regarding car insurance. It does not matter if you reside in the busy region of New York City or in the country regions of the Empire State, we here at Modica Associates can assist you in… Read More…
Popular Discounts Often Offered by Personal Insurance Providers on Car Insurance
Personal insurance providers that specialize in car insurance often provide discounts to individuals that meet certain criteria. Insurance companies have established that drivers that possess certain traits and characteristics tend to have far fewer accidents and file for fewer claims. As a reward for those traits and characteristics, they offer discounts. To determine the cost… Read More…