Posts from July, 2023

Insurance Coverage for Unoccupied and Vacant Homes 

While it is true that a homeowner’s insurance policy will cover the risks that are outlined within the policy, it is also true that most of these policies will not cover homes that are unoccupied or vacant. While you may think it is safe to allow coverage to lapse on empty homes, it is not…. Read More…

New York Flood Insurance 

In early July of 2023, Highlands, New York was completely underwater and a state of emergency was declared as highly devastating flood waters made their way across the area. The Governor of the state had warned residents of flooding that could be “life-threatening”. West Point experienced rains that only occur once every 1,000 years. In… Read More…

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