Force-placed insurance is a specially-designed policy that is placed directly on a home if the property owner has experienced a cancellation of insurance that they had on the property, the insurance has experienced a lapse, or it is considered to be an insufficient amount of insurance. This type of insurance is also referred to as… Read More…
Specialized Insurance for Brownstones are a Requirement
Brownstones are situated all throughout Brooklyn. Originating in the 1830s, these buildings hold historical value and are considered to be highly iconic. Considered to be one of the most popular of all historical buildings in existence today, they require specialized insurance. At the minimum, you will pay approximately $1 million for such a constructional delight…. Read More…
Construction Worker Safety During Corona Pandemic
Each and every single construction project is unique. The location, the specification of the work, the number of workers required, and the types of specialists on the job all differ. With that in mind, it is difficult to create a safety guide that applies to all construction jobs and all construction workers. However, we do… Read More…
Tips for Businesses Seeking to Bounce Back after the COVID-19 Pandemic Shut Down
While it is true that most of the States have now reopened for business, it is also important to realize that we are still experiencing a pandemic. COVID-19 continues to infect people, worldwide. To date, over 210,000 people in the United States has died as a result of the coronavirus infection. While there are promising… Read More…
Types of Restaurant Insurance Coverage You Need in New York
If you are reading this, chances are, you are currently in the process of starting your own restaurant within New York. Congratulations on your new endeavor! While it may be true that you are exceptionally eager to get cooking, it is imperative that you take the time to ensure that you are properly insured. Restaurant… Read More…
What is GAP Insurance?
“GAP” stands for “Guaranteed Auto Protection”. This is a special type of insurance that is designed to cover the difference between your vehicle’s cash value and what you have remaining on the loan of the vehicle. If you finance a vehicle and you find yourself in an accident, the insurance company typically pays the value… Read More…
Minimum Personal Auto Insurance Coverage Requirements for the State of New York
In order to register your vehicle in the State of New York and engage in the process of obtaining your license plate for the vehicle, it is imperative that you understand that there are minimum personal auto insurance coverages and specific amounts associated with those coverages. In short, the coverages that you will be required… Read More…
Common Types of Construction Insurance Explained
If you are a property owner that is undertaking any type of construction project, there are a number of project-related items that you should strive to insure. Additionally, the contractors that you enlist to assist you may have their own guidelines in place regarding various types of coverages. In this brief guide, we will outline… Read More…
Homeowner’s Insurance – An Easy to Understand Guide for New Homeowners in New York
If you are a new homeowner in the State of New York, there is one thing that you should learn right from the start – homeowner’s insurance is not considered to be a “luxury”, it is an absolute “necessity”. This type of insurance is designed to protect both your possessions and your home from situations… Read More…
Commercial Truck Insurance – A Comprehensive Guide for New Independent Truck Drivers
As a new independent truck driver, you now have the immense responsibility of all of the aspects of owning and operating a small business in addition to driving your commercial vehicle for deliveries throughout the United States. It does not matter if you contract with a single carrier, deal with a specialized broker, or have… Read More…