Restaurant Insurance Watervliet NY

Now, more than ever before, it is important that you do what is necessary to ensure that your assets are properly protected in the event something unexpected were to happen. To do that, you need to find a reliable, reputable, and trustworthy insurance company to take care of your insurance needs.

Our company is a a family owned and operated company that has been taking care of personal, commercial, and Brownstone insurance needs of people since 1961. Our company is different from most other companies in the fact that we do not just sell a commodity, but we provide a service that is both honest and dependable. This ensures that we are able to take care of each one of our valued clients by giving them the personal attention they so deserve.

Modica Offers a Large Range Insurance Services

We offer a wide range of personal insurance services that include auto and home insurance that will cover all of our clients` needs. We sit down with each client and go over what their specific insurance needs are then go to work to provide them with an array of quotes form different companies so that they will be able to choose the best rates and coverage based on those needs. We also offer Brownstone insurance which is very important for those living in the historical areas of Brooklyn. This is one of our specialties here at Modica Associates. We provide quotes from every company that specializes in insurance for historic homes. Restaurant Insurance Watervliet NY

At our company we have markets that specialize in every aspect of business. We have over 12 markets available to us enabling us to help our clients get the best policies at the best premiums available.

Our business owner`s insurance may include coverage in the following areas:

General Liability
Umbrella
Professional Liability
Employment Practices
Equipment Breakdown
Workers Compensation
EDP
Loss of Income
Commercial Auto

Our company has provided the NY area with insurance for Food related businesses since 1987.

These programs include:

Employee Theft
Money and Security
General Liability
Loss of Income
Worker`s Compensation
Computer Fraud
Equipment Breakdown
Liquor Liability
Employee Benefits
Food Spoilage
Valuable Papers and more.

If you happen to own or operate a business that has transportation related risks, Modica can help there too. We have provided insurance for clients with transportation related risks for over 50 years. Throughout the Tri-state region we happen to be one of the largest providers of Ready Mix Dealers. We also offer the best coverage and premiums for Animal Transporters, Haz-mat transporters and multifaceted transportation risks that are involved in Government contracting.

Our programs include:

General Liability
Pollution Coverage
Warehouseman’s Legal
Terminal Coverage
Primary limits of 2,000,000 – 5,000,000
Motor Truck Cargo (including Animal Mortality and Refer-Breakdown)
Physical breakdown (either on ACV or Stated Amount)
Lease Gap Insurance for Trucks and Buses
Premium Installment options

Restaurant Insurance Watervliet NY – Call Out Team Now!

Modica also provides Real Estate Insurance, Government Contractor`s Insurance, and Construction Insurance services. Whatever your insurance needs may be, we can help. We are dedicated to helping our clients get the absolute best coverage at the best rates available. Call Modica Associates today. We look forward to your call and taking care of all of your insurance related needs.

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