Restaurant Insurance Salamanca NY

Today, more than ever before, it is extremely important that you do whatever it takes to see to it that your assets are well protected in the event that something unfortunate were to happen. To do that properly and effectively, you need to enlist the service of a highly reputable and reliable insurance company that you know you can trust to take care of your unique and specific insurance needs.

We are a family run company that has been dedicated to taking care of the personal, commercial, and brownstone insurance needs of of people since 1961. What differentiates us from other insurance companies is the fact that we don’t just sell a commodity. We provide an honest and dependable service. That ensures that we are able to provide each and every one of our valued clients with the personal attention they so deserve.

We Offer a Full Range of Insurance Services

We offer a wide array of personal insurance services that include home and auto insurance that will encompass the insurance needs of all of our clients. We take the time to sit down with each and every client to determine their specific insurance needs. Then we provide quotes from various companies so that the client will be able to choose the absolute best coverage for the best price. Besides auto and home insurance, we also offer Brownstone insurance to cover the historic homes located in downtown Brooklyn and other areas. We realize the importance of historic homes and that is why we provide clients with quotes from every company that specializes in Brownstone insurance. Restaurant Insurance Salamanca NY

Here at Modica we have markets that specialize in every aspect of business. We have over 12 markets available to us enabling us to help our clients get the best policies at the best premiums available.

Our business owner`s insurance may include coverage in the following areas:

General Liability
Umbrella
Professional Liability
Employment Practices
Equipment Breakdown
Workers Compensation
EDP
Loss of Income
Commercial Auto

We have been one of the largest insurance providers in the NY area of Food related businesses since 1987.

Our Food realated insurance programs may include following:

Food Spoilage
Valuable Papers
Employee Theft
Money and Security
General Liability
Loss of Income
Worker`s Compensation
Computer Fraud
Equipment Breakdown
Liquor Liability
Employee Benefits and more.

Modica offers insurance services for transportation risks. For over 50 years we have provided clients that have transportation related risks with the absolute best coverage and prices available. And throughout the Tri-state region, we are one of the largest providers of Ready Mix Dealers. We also offer the best coverage and prices for Haz-mat Transporters, Animal Transporters, and multifaceted transportation risks involved in Government Contracting. Plus we insure Shuttle operations in approximately 25 states.

Our Transportation options and limits may include the following areas:

Physical breakdown (either on ACV or Stated Amount)
Lease Gap Insurance for Trucks and Buses
Premium Installment options
General Liability
Pollution Coverage
Warehouseman’s Legal
Terminal Coverage
Primary limits of 2,000,000 – 5,000,000
Motor Truck Cargo (including Animal Mortality and Refer-Breakdown)

Restaurant Insurance Salamanca NY – Call Out Team Now!

Modica also offers Real Estate Insurance, Government Contractor`s Insurance, and Construction Insurance services. Whatever your insurance needs may be, we can help. We are dedicated to helping our clients get the absolute best coverage at the best rates available. Call Modica Associates today. We look forward to your call and taking care of all of your insurance related needs.

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