Restaurant Insurance Rome NY

In this ever changing world we live in it is very important that you do everything you can to ensure that your assets are protected. In order to do that properly, you need to find a reliable and reputable insurance company that you can trust to take care of your specific insurance needs.

Modica Insurance is just the company you need to call. We are a family owned and operated business that has been taking care of all the insurance needs of people since 1961. The big difference between Modica and other insurance companies is the fact that we do not just sell a commodity. We actually provide a service – an honest and dependable one. This enables us to provide each one of our clients with the individual and personal attention they so deserve.

We Provide a Full Range of Insurance Services

At Modica we provide a wide array of personal insurance services that include home and auto insurance that will encompass the insurance needs of all of our clients. We take the time to sit down with each and every client to determine their specific insurance needs. Then we provide quotes from various companies so that the client will be able to choose the absolute best coverage for the best price. Besides auto and home insurance, we also offer Brownstone insurance to cover the historic homes located in downtown Brooklyn and other areas. We realize the importance of historic homes and that is why we provide clients with quotes from every company that specializes in Brownstone insurance. Restaurant Insurance Rome NY

We also serve markets that specialize in all aspects of business. We have over twelve markets available which means that we can help our clients choose the best policy and receive the best premium available.

Our office and business owners insurance areas include:

Equipment Breakdown
Workers Compensation
EDP
Loss of Income
Commercial Auto
General Liability
Umbrella
Professional Liability
Employment Practices

We have been one of the largest insurance providers in the NY area of Food related businesses since 1987.

Our Food realated insurance programs may include following:

Food Spoilage
Valuable Papers
Employee Theft
Money and Security
General Liability
Loss of Income
Worker`s Compensation
Computer Fraud
Equipment Breakdown
Liquor Liability
Employee Benefits and more.

If it happens to be transportation risks you are concerned about, Modica can help you get the transportation insurance you need. For over 50 years we have been providing those clients who have transportation related risks with the best price and best coverage available. We are one of the largest providers of Ready Mix Dealers throughout the entire tri-state region. We offer the absolute best price and coverage for Animal Transporters, Haz-mat Transporters as well as the multifaceted transportation Risk in Government Contracting. And we insure Shuttle operations in 25 states.

Our Transportation limits and options may include the following:

Primary limits of 2,000,000 – 5,000,000
Motor Truck Cargo (including Animal Mortality and Refer-Breakdown)
Physical breakdown (either on ACV or Stated Amount)
Lease Gap Insurance for Trucks and Buses
Premium Installment options
General Liability
Pollution Coverage
Warehouseman’s Legal
Terminal Coverage

Restaurant Insurance Rome NY – Give Us a Call Today!

Modica provides construction insurance, Real Estate Insurance, and Government Contractor`s Insurance. No matter what your insurance needs may be, Modica Associates can help. We are dedicated to helping you to find the best coverage and premiums to suit your insurance needs. Call Modica Associates today. We look forward to hearing from you and taking care of all your insurance related needs.

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