Restaurant Insurance Oneonta NY

Today, more than ever, it is important to do what is necessary to make sure that your assets are covered and properly protected in the event that something unexpected were to happen. In order to do that effectively, it is imperative that you find a reputable and reliable insurance company that you can trust to handle all of your insurance needs.

We are a family run company that has been dedicated to taking care of the personal, commercial, and brownstone insurance needs of of people since 1961. What differentiates us from other insurance companies is the fact that we don’t just sell a commodity. We provide an honest and dependable service. That ensures that we are able to provide each and every one of our valued clients with the personal attention they so deserve.

We Provide a Wide Range of Insurance Services

We provide an array of insurance services. We offer a broad range of personal insurance such as home and auto insurance to take care of all of our clients` needs. We take the time to find out just what your specific needs and budget is then we provide you with quotes from various companies. This enables you to get the best coverage and the best rates to suit your individual needs. Besides personal insurance, we also offer Brownstone insurance which is very important to those living in historical Brooklyn. We provide you with quotes from every company that specializes in historic homes. Restaurant Insurance Oneonta NY

We also serve markets that specialize in all aspects of business. We have over twelve markets available which means that we can help our clients choose the best policy and receive the best premium available.

Our office and business owners insurance areas include:

Equipment Breakdown
Workers Compensation
EDP
Loss of Income
Commercial Auto
General Liability
Umbrella
Professional Liability
Employment Practices

Modica has provided the NY area with insurance for Food related businesses since 1987.

These programs include:

Employee Theft
Money and Security
General Liability
Loss of Income
Worker`s Compensation
Computer Fraud
Equipment Breakdown
Liquor Liability
Employee Benefits
Food Spoilage
Valuable Papers and more.

If you happen to own or operate a business that has transportation related risks, Modica can help there too. We have provided insurance for clients with transportation related risks for over 50 years. Throughout the Tri-state region we happen to be one of the largest providers of Ready Mix Dealers. We also offer the best coverage and premiums for Animal Transporters, Haz-mat transporters and multifaceted transportation risks that are involved in Government contracting.

Our programs include:

General Liability
Pollution Coverage
Warehouseman’s Legal
Terminal Coverage
Primary limits of 2,000,000 – 5,000,000
Motor Truck Cargo (including Animal Mortality and Refer-Breakdown)
Physical breakdown (either on ACV or Stated Amount)
Lease Gap Insurance for Trucks and Buses
Premium Installment options

Restaurant Insurance Oneonta NY – Call Us Today!

We also provide construction insurance, Government Contractors Insurance, and Real Estate Insurance. Whatever your insurance need is, Modica Associates is here for you. We make it our business to make sure your business and assets are covered in case the unexpected happens. We are dedicated to finding you the best coverage at the best rates while providing you with the best service around. For all your insurance needs, call a company that you can trust to take care of you – call Modica Associates. We look forward to your call and helping to take care of all of your insurance needs.

Related Pages

Food Trade Insurance White Plains NY
Restaurant Insurance White Plains NY
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