Restaurant Insurance Niagara Falls NY

Now, more than ever before, it is important that you do what is necessary to ensure that your assets are properly protected in the event something unexpected were to happen. To do that, you need to find a reliable, reputable, and trustworthy insurance company to take care of your insurance needs.

Modica Insurance is just the company you need to call. We are a family owned and operated business that has been taking care of all the insurance needs of people since 1961. The big difference between Modica and other insurance companies is the fact that we do not just sell a commodity. We actually provide a service – an honest and dependable one. This enables us to provide each one of our clients with the individual and personal attention they so deserve.

Wide Range of Affordable Insurance Services

We offer a wide range of personal insurance such as home and auto insurance so as to encompass all of our clients` needs. We take time to find out your specific needs and then provide quotes from an array of companies. That means you get the best coverage at the best rates to best suit your needs. We also specialize in Brownstone Insurance which is very important being located right in the center of historical Brooklyn. Here at Modica, we provide you with quotes from every company and every program that specializes in Historic homes. Restaurant Insurance Niagara Falls NY

Modica has markets that specialize in every aspect of business. We have over 12 markets that are available to us which enables us to find our clients the best policies at the best premiums available.

Some of the areas of our business insurance include:

Equipment Breakdown
Workers Compensation
EDP
Loss of Income
Commercial Auto
General Liability
Umbrella
Professional Liability
Employment Practices

Modica has provided the NY area with insurance for Food related businesses since 1987.

These programs include:

Employee Theft
Money and Security
General Liability
Loss of Income
Worker`s Compensation
Computer Fraud
Equipment Breakdown
Liquor Liability
Employee Benefits
Food Spoilage
Valuable Papers and more.

If you own or operate a business that has transportation related risks, Modica can help there too. We have provided insurance for clients with transportation related risks for over 50 years. Throughout the Tri-state region we happen to be one of the largest providers of Ready Mix Dealers. We also offer the best coverage and premiums for Animal Transporters, Haz-mat transporters and multifaceted transportation risks that are involved in Government contracting.

Our programs include:

General Liability
Pollution Coverage
Warehouseman’s Legal
Terminal Coverage
Primary limits of 2,000,000 – 5,000,000
Motor Truck Cargo (including Animal Mortality and Refer-Breakdown)
Physical breakdown (either on ACV or Stated Amount)
Lease Gap Insurance for Trucks and Buses
Premium Installment options

Restaurant Insurance Niagara Falls NY – Call Us Today!

Our company also provides Construction, Real Estate, and Government Contractors Insurance. No matter what your insurance needs are, we can help you. We are dedicated to helping our clients get the best coverage at the best rates around. So call Modica Associates today. We look forward to helping you with all your insurance related needs.

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