Restaurant Insurance Hornell NY

In this ever changing world we live in it is very important that you do everything you can to ensure that your assets are protected. In order to do that properly, you need to find a reliable and reputable insurance company that you can trust to take care of your specific insurance needs.

Modica Associates is a a family owned and operated company that has been taking care of personal, commercial, and Brownstone insurance needs of people since 1961. Our company is different from most other companies in the fact that we do not just sell a commodity, but we provide a service that is both honest and dependable. This ensures that we are able to take care of each one of our valued clients by giving them the personal attention they so deserve.

Wide Range of Affordable Insurance Services

We offer a wide range of personal insurance such as home and auto insurance so as to encompass all of our clients` needs. We take time to find out your specific needs and then provide quotes from an array of companies. That means you get the best coverage at the best rates to best suit your needs. We also specialize in Brownstone Insurance which is very important being located right in the center of historical Brooklyn. Here at Modica, we provide you with quotes from every company and every program that specializes in Historic homes. Restaurant Insurance Hornell NY

Here at Modica we have markets that specialize in every aspect of business. We have over 12 markets available to us enabling us to help our clients get the best policies at the best premiums available.

Our business owner`s insurance may include coverage in the following areas:

General Liability
Umbrella
Professional Liability
Employment Practices
Equipment Breakdown
Workers Compensation
EDP
Loss of Income
Commercial Auto

We have been one of the largest insurers of Food related businesses in the NY region since1987. We have the ability to get our clients the best coverage for the best price.

Our programs include:

Loss of Income
Workman`s Compensation
Food Spoilage
Valuable Papers
Employee Theft
Money and Security
General Liability
Computer Fraud
Equipment Breakdown
Liquor Liability
Employee Benefits and more.

Modica offers insurance services for transportation risks. For over 50 years we have provided clients that have transportation related risks with the absolute best coverage and prices available. And throughout the Tri-state region, we are one of the largest providers of Ready Mix Dealers. We also offer the best coverage and prices for Haz-mat Transporters, Animal Transporters, and multifaceted transportation risks involved in Government Contracting. Plus we insure Shuttle operations in approximately 25 states.

Our Transportation options and limits may include the following areas:

Physical breakdown (either on ACV or Stated Amount)
Lease Gap Insurance for Trucks and Buses
Premium Installment options
General Liability
Pollution Coverage
Warehouseman’s Legal
Terminal Coverage
Primary limits of 2,000,000 – 5,000,000
Motor Truck Cargo (including Animal Mortality and Refer-Breakdown)

Restaurant Insurance Hornell NY – Call Today!

We also offer Real Estate, Construction, and Government Contractors Insurance services. Whatever insurance needs you may have, Modica can help. We are dedicated to helping our clients find the best coverage at the best rates. Call Modica Associates today and let us help take care of all of your insurance related needs.

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