Restaurant Insurance Elmira NY

Today, more than ever before, it is extremely important that you do whatever it takes to see to it that your assets are well protected in the event that something unfortunate were to happen. To do that properly and effectively, you need to enlist the service of a highly reputable and reliable insurance company that you know you can trust to take care of your unique and specific insurance needs.

Modica Associates is a family run business that has taken care of the personal, commercial, and Brownstone insurance needs of people for almost 50 years. Our company is different form other insurance companies out there because we do not just sell a commodity. We provide a service that is both honest and dependable. This ensures that we are able to give our clients the individual attention they so deserve.

We Offer a Wide Range of Insurance Services

We provide an array of insurance services. We offer a broad range of personal insurance such as home and auto insurance to take care of all of our clients` needs. We take the time to find out just what your specific needs and budget is then we provide you with quotes from various companies. This enables you to get the best coverage and the best rates to suit your individual needs. Besides personal insurance, we also offer Brownstone insurance which is very important to those living in historical Brooklyn. We provide you with quotes from every company that specializes in historic homes. Restaurant Insurance Elmira NY

We also serve markets that specialize in all aspects of business. We have over twelve markets available which means that we can help our clients choose the best policy and receive the best premium available.

Our office and business owners insurance areas include:

Equipment Breakdown
Workers Compensation
EDP
Loss of Income
Commercial Auto
General Liability
Umbrella
Professional Liability
Employment Practices

Our company has provided the NY area with insurance for Food related businesses since 1987.

These programs include:

Employee Theft
Money and Security
General Liability
Loss of Income
Worker`s Compensation
Computer Fraud
Equipment Breakdown
Liquor Liability
Employee Benefits
Food Spoilage
Valuable Papers and more.

If you own or operate a businesses that involve transportation risks, Modica can provide you with the best coverage and premiums around. We have been providing clients with insurance for transportation related risks for over 50 years. In the tri-state area, we are one of the largest providers of Ready Mix Dealers. And our prices and coverage cannot be beat for Animal Transporters, Haz-mat Transporters, and multifaceted transportation related risks that are involved in Government contracting.

Our Transportation Related Insurance programs may include:

Primary limits of 2,000,000 – 5,000,000
Motor Truck Cargo (including Animal Mortality and Refer-Breakdown)
Physical breakdown (either on ACV or Stated Amount)
Lease Gap Insurance for Trucks and Buses
Premium Installment options
General Liability
Pollution Coverage
Warehouseman’s Legal
Terminal Coverage

Restaurant Insurance Elmira NY – Call Now!

At Modica we also offer Real Estate, Construction, and Government Contractors Insurance services. Whatever insurance needs you may have, Modica can help. We are dedicated to helping our clients find the best coverage at the best rates. Call Modica Associates today and let us help take care of all of your insurance related needs.

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