Restaurant Insurance Binghamton NY

In today`s society, it is more important than ever to do whatever is necessary to make sure your assets are protected in the unfortunate event that something were to happen. To do that effectively, you need to enlist the services of a reputable and reliable insurance company that you can really trust to take care of your specific insurance needs.

Modica Associates is a family run business that has taken care of the personal, commercial, and Brownstone insurance needs of people for almost 50 years. Our company is different form other insurance companies out there because we do not just sell a commodity. We provide a service that is both honest and dependable. This ensures that we are able to give our clients the individual attention they so deserve.

We Offer a Full Range of Insurance Services

We offer a wide array of personal insurance services that include home and auto insurance that will encompass the insurance needs of all of our clients. We take the time to sit down with each and every client to determine their specific insurance needs. Then we provide quotes from various companies so that the client will be able to choose the absolute best coverage for the best price. Besides auto and home insurance, we also offer Brownstone insurance to cover the historic homes located in downtown Brooklyn and other areas. We realize the importance of historic homes and that is why we provide clients with quotes from every company that specializes in Brownstone insurance. Restaurant Insurance Binghamton NY

At Modica Associates, we have markets specializing in every aspect of business. Having over 12 markets available to us enables us to be able to help our clients get the absolute best policies for th bets premiums available today.

Our areas of business insurance include:

Professional Liability
Employment Practices
Equipment Breakdown
Workers Compensation
EDP
Loss of Income
Commercial Auto
General Liability
Umbrella

Modica associates also has been one of the largest insures of food related businesses since 1987.

Our programs include the following:

Liquor Liability
Employee Benefits
Food Spoilage
Valuable Papers
Employee Theft
Money and Security
General Liability
Worker`s Compensation
Computer Fraud
Equipment Breakdown
Loss of Income and more.

If you happen to own or operate a business that has transportation related risks, Modica can help there too. We have provided insurance for clients with transportation related risks for over 50 years. Throughout the Tri-state region we happen to be one of the largest providers of Ready Mix Dealers. We also offer the best coverage and premiums for Animal Transporters, Haz-mat transporters and multifaceted transportation risks that are involved in Government contracting.

Our programs include:

General Liability
Pollution Coverage
Warehouseman’s Legal
Terminal Coverage
Primary limits of 2,000,000 – 5,000,000
Motor Truck Cargo (including Animal Mortality and Refer-Breakdown)
Physical breakdown (either on ACV or Stated Amount)
Lease Gap Insurance for Trucks and Buses
Premium Installment options

Restaurant Insurance Binghamton NY – Call Us Now!

Our company also provides Construction, Real Estate, and Government Contractors Insurance. No matter what your insurance needs are, we can help you. We are dedicated to helping our clients get the best coverage at the best rates around. So call Modica Associates today. We look forward to helping you with all your insurance related needs.

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