Property Insurance Tonawanda NY

In today`s society, it is more important than ever to do whatever is necessary to make sure your assets are protected in the unfortunate event that something were to happen. To do that effectively, you need to enlist the services of a reputable and reliable insurance company that you can really trust to take care of your specific insurance needs.

Modica Associates is a family run company that has been dedicated to taking care of the personal, commercial, and brownstone insurance needs of of people since 1961. What differentiates us from other insurance companies is the fact that we don’t just sell a commodity. We provide an honest and dependable service. That ensures that we are able to provide each and every one of our valued clients with the personal attention they so deserve.

Large Range of Affordable Insurance Services

At Modica insurance, we offer a wide range of personal insurance services such as auto and home insurance that is sure to cover all of our clients` needs whatever they may be. We take the time to actually sit down with each client to find out what their specific insurance needs are. Then we provide quote form various companies that enable the client to choose the best insurance at the best price. We also offer Brownstone insurance for our clients who live in historic homes. We provide quotes from every company that specializes in insurance coverage for historic homes. Property Insurance Tonawanda NY

Modica has markets that specialize in every aspect of business. We have over 12 markets that are available to us which enables us to find our clients the best policies at the best premiums available.

Some of the areas of our business insurance include:

Equipment Breakdown
Workers Compensation
EDP
Loss of Income
Commercial Auto
General Liability
Umbrella
Professional Liability
Employment Practices

Here at Modica Associates, we have also been providing insurance for food related businesses since 1987.

Our food related insurance programs include:

Worker`s Compensation
Computer Fraud
Equipment Breakdown
Liquor Liability
Employee Benefits
Food Spoilage
Valuable Papers
Employee Theft
Money and Security
General Liability
Loss of Income and more.

Modica also provides insurance for those businesses who have transportation related risks. We have been providing clients with the best coverage and prices in this area for over 50 years. We are one of the largest providers of Ready Mix Dealers in the entire tri-state area. Our prices and coverage cannot be surpassed for Animal Transporters, Haz-mat Transporters, and the many transportation related risks involved in Government Contracting.

We also insure Shuttle operations in 25 states. These programs may include:

General Liability
Pollution Coverage
Warehouseman’s Legal
Terminal Coverage
Primary limits of 2,000,000 – 5,000,000
Motor Truck Cargo (including Animal Mortality and Refer-Breakdown)
Physical breakdown (either on ACV or Stated Amount)
Lease Gap Insurance for Trucks and Buses
Premium Installment options

Property Insurance Tonawanda NY – Give Us a Call Now!

Modica provides construction insurance, Real Estate Insurance, and Government Contractor`s Insurance. No matter what your insurance needs may be, Modica Associates can help. We are dedicated to helping you to find the best coverage and premiums to suit your insurance needs. Call Modica Associates today. We look forward to hearing from you and taking care of all your insurance related needs.

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