House Insurance Watertown NY

Today, more than ever before, it is extremely important that you do whatever it takes to see to it that your assets are well protected in the event that something unfortunate were to happen. To do that properly and effectively, you need to enlist the service of a highly reputable and reliable insurance company that you know you can trust to take care of your unique and specific insurance needs.

Modica Insurance is just the company you need to call. We are a family owned and operated business that has been taking care of all the insurance needs of people since 1961. The big difference between Modica and other insurance companies is the fact that we do not just sell a commodity. We actually provide a service – an honest and dependable one. This enables us to provide each one of our clients with the individual and personal attention they so deserve.

Wide Range of Affordable Insurance Services

We offer a wide range of personal insurance such as home and auto insurance so as to encompass all of our clients` needs. We take time to find out your specific needs and then provide quotes from an array of companies. That means you get the best coverage at the best rates to best suit your needs. We also specialize in Brownstone Insurance which is very important being located right in the center of historical Brooklyn. Here at Modica, we provide you with quotes from every company and every program that specializes in Historic homes. House Insurance Watertown NY

Modica has markets specializing in every aspect of business. Having over twelve markets available, we can help our clients choose the best policy to meet their needs and receive the absolute best premium available.

Here are some areas that our business owner`s insurance include:

Loss of Income
Commercial Auto
General Liability
Umbrella
Professional Liability
Employment Practices
Equipment Breakdown
Workers Compensation
EDP

We have been one of the largest insurance providers in the NY area of Food related businesses since 1987.

Our Food realated insurance programs may include following:

Food Spoilage
Valuable Papers
Employee Theft
Money and Security
General Liability
Loss of Income
Worker`s Compensation
Computer Fraud
Equipment Breakdown
Liquor Liability
Employee Benefits and more.

If you own or operate a businesses that involve transportation risks, Modica can provide you with the best coverage and premiums around. We have been providing clients with insurance for transportation related risks for over 50 years. In the tri-state area, we are one of the largest providers of Ready Mix Dealers. And our prices and coverage cannot be beat for Animal Transporters, Haz-mat Transporters, and multifaceted transportation related risks that are involved in Government contracting.

Our Transportation Related Insurance programs may include:

Primary limits of 2,000,000 – 5,000,000
Motor Truck Cargo (including Animal Mortality and Refer-Breakdown)
Physical breakdown (either on ACV or Stated Amount)
Lease Gap Insurance for Trucks and Buses
Premium Installment options
General Liability
Pollution Coverage
Warehouseman’s Legal
Terminal Coverage

House Insurance Watertown NY – Call Us Right Now!

We also provide construction insurance, Government Contractors Insurance, and Real Estate Insurance. Whatever your insurance need is, Modica Associates is here for you. We make it our business to make sure your business and assets are covered in case the unexpected happens. We are dedicated to finding you the best coverage at the best rates while providing you with the best service around. For all your insurance needs, call a company that you can trust to take care of you – call Modica Associates. We look forward to your call and helping to take care of all of your insurance needs.

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