House Insurance Saratoga Springs NY

In this ever changing world we live in it is very important that you do everything you can to ensure that your assets are protected. In order to do that properly, you need to find a reliable and reputable insurance company that you can trust to take care of your specific insurance needs.

Modica Associates is a family run company that has been dedicated to taking care of the personal, commercial, and brownstone insurance needs of of people since 1961. What differentiates us from other insurance companies is the fact that we don’t just sell a commodity. We provide an honest and dependable service. That ensures that we are able to provide each and every one of our valued clients with the personal attention they so deserve.

We Offer a Wide Range of Insurance Services

We provide an array of insurance services. We offer a broad range of personal insurance such as home and auto insurance to take care of all of our clients` needs. We take the time to find out just what your specific needs and budget is then we provide you with quotes from various companies. This enables you to get the best coverage and the best rates to suit your individual needs. Besides personal insurance, we also offer Brownstone insurance which is very important to those living in historical Brooklyn. We provide you with quotes from every company that specializes in historic homes. House Insurance Saratoga Springs NY

We also serve markets that specialize in all aspects of business. We have over twelve markets available which means that we can help our clients choose the best policy and receive the best premium available.

Our office and business owners insurance areas include:

Equipment Breakdown
Workers Compensation
EDP
Loss of Income
Commercial Auto
General Liability
Umbrella
Professional Liability
Employment Practices

Modica associates also has been one of the largest insures of food related businesses since 1987.

Our programs include the following:

Liquor Liability
Employee Benefits
Food Spoilage
Valuable Papers
Employee Theft
Money and Security
General Liability
Worker`s Compensation
Computer Fraud
Equipment Breakdown
Loss of Income and more.

We provide insurance coverage for those businesses who have transportation related risks. We have been providing clients with the best coverage and prices in this area for over 50 years. We are one of the largest providers of Ready Mix Dealers in the entire tri-state area. Our prices and coverage cannot be surpassed for Animal Transporters, Haz-mat Transporters, and the many transportation related risks involved in Government Contracting.

We also insure Shuttle operations in 25 states. These programs may include:

General Liability
Pollution Coverage
Warehouseman’s Legal
Terminal Coverage
Primary limits of 2,000,000 – 5,000,000
Motor Truck Cargo (including Animal Mortality and Refer-Breakdown)
Physical breakdown (either on ACV or Stated Amount)
Lease Gap Insurance for Trucks and Buses
Premium Installment options

House Insurance Saratoga Springs NY – Give Us a Call Now!

Modica provides construction insurance, Real Estate Insurance, and Government Contractor`s Insurance. No matter what your insurance needs may be, Modica Associates can help. We are dedicated to helping you to find the best coverage and premiums to suit your insurance needs. Call Modica Associates today. We look forward to hearing from you and taking care of all your insurance related needs.

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