House Insurance Oneonta NY

Now, more than ever before, it is important that you do what is necessary to ensure that your assets are properly protected in the event something unexpected were to happen. To do that, you need to find a reliable, reputable, and trustworthy insurance company to take care of your insurance needs.

Modica Associates is a a family owned and operated company that has been taking care of personal, commercial, and Brownstone insurance needs of people since 1961. Our company is different from most other companies in the fact that we do not just sell a commodity, but we provide a service that is both honest and dependable. This ensures that we are able to take care of each one of our valued clients by giving them the personal attention they so deserve.

We Offer a Full Range of Insurance Services

We offer a wide array of personal insurance services that include home and auto insurance that will encompass the insurance needs of all of our clients. We take the time to sit down with each and every client to determine their specific insurance needs. Then we provide quotes from various companies so that the client will be able to choose the absolute best coverage for the best price. Besides auto and home insurance, we also offer Brownstone insurance to cover the historic homes located in downtown Brooklyn and other areas. We realize the importance of historic homes and that is why we provide clients with quotes from every company that specializes in Brownstone insurance. House Insurance Oneonta NY

Modica has markets that specialize in every aspect of business. We have over 12 markets that are available to us which enables us to find our clients the best policies at the best premiums available.

Some of the areas of our business insurance include:

Equipment Breakdown
Workers Compensation
EDP
Loss of Income
Commercial Auto
General Liability
Umbrella
Professional Liability
Employment Practices

We have been one of the largest insurers of Food related businesses in the NY region since1987. We have the ability to get our clients the best coverage for the best price.

Our programs include:

Loss of Income
Workman`s Compensation
Food Spoilage
Valuable Papers
Employee Theft
Money and Security
General Liability
Computer Fraud
Equipment Breakdown
Liquor Liability
Employee Benefits and more.

If you own or operate a business that has transportation related risks, Modica can help there too. We have provided insurance for clients with transportation related risks for over 50 years. Throughout the Tri-state region we happen to be one of the largest providers of Ready Mix Dealers. We also offer the best coverage and premiums for Animal Transporters, Haz-mat transporters and multifaceted transportation risks that are involved in Government contracting.

Our programs include:

General Liability
Pollution Coverage
Warehouseman’s Legal
Terminal Coverage
Primary limits of 2,000,000 – 5,000,000
Motor Truck Cargo (including Animal Mortality and Refer-Breakdown)
Physical breakdown (either on ACV or Stated Amount)
Lease Gap Insurance for Trucks and Buses
Premium Installment options

House Insurance Oneonta NY – Call Us Right Now!

Modica also provides construction insurance, Government Contractors Insurance, and Real Estate Insurance. Whatever your insurance need is, Modica Associates is here for you. We make it our business to make sure your business and assets are covered in case the unexpected happens. We are dedicated to finding you the best coverage at the best rates while providing you with the best service around. For all your insurance needs, call a company that you can trust to take care of you – call Modica Associates. We look forward to your call and helping to take care of all of your insurance needs.

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