House Insurance Norwich NY

Today, more than ever before, it is extremely important that you do whatever it takes to see to it that your assets are well protected in the event that something unfortunate were to happen. To do that properly and effectively, you need to enlist the service of a highly reputable and reliable insurance company that you know you can trust to take care of your unique and specific insurance needs.

Modica Associates is just the company you need to call. We are a family owned and operated business that has been taking care of all the insurance needs of people since 1961. The big difference between Modica and other insurance companies is the fact that we do not just sell a commodity. We actually provide a service – an honest and dependable one. This enables us to provide each one of our clients with the individual and personal attention they so deserve.

Our Company Offers a Large Range Insurance Services

We offer a wide range of personal insurance services that include auto and home insurance that will cover all of our clients` needs. We sit down with each client and go over what their specific insurance needs are then go to work to provide them with an array of quotes form different companies so that they will be able to choose the best rates and coverage based on those needs. We also offer Brownstone insurance which is very important for those living in the historical areas of Brooklyn. This is one of our specialties here at Modica Associates. We provide quotes from every company that specializes in insurance for historic homes. House Insurance Norwich NY

Modica has markets that specialize in every aspect of business. We have over 12 markets that are available to us which enables us to find our clients the best policies at the best premiums available.

Some of the areas of our business insurance include:

Equipment Breakdown
Workers Compensation
EDP
Loss of Income
Commercial Auto
General Liability
Umbrella
Professional Liability
Employment Practices

Here at Modica Associates, we have also been providing insurance for food related businesses since 1987.

Our food related insurance programs include:

Worker`s Compensation
Computer Fraud
Equipment Breakdown
Liquor Liability
Employee Benefits
Food Spoilage
Valuable Papers
Employee Theft
Money and Security
General Liability
Loss of Income and more.

If you own or operate a business that has transportation related risks, Modica can help there too. We have provided insurance for clients with transportation related risks for over 50 years. Throughout the Tri-state region we happen to be one of the largest providers of Ready Mix Dealers. We also offer the best coverage and premiums for Animal Transporters, Haz-mat transporters and multifaceted transportation risks that are involved in Government contracting.

Our programs include:

General Liability
Pollution Coverage
Warehouseman’s Legal
Terminal Coverage
Primary limits of 2,000,000 – 5,000,000
Motor Truck Cargo (including Animal Mortality and Refer-Breakdown)
Physical breakdown (either on ACV or Stated Amount)
Lease Gap Insurance for Trucks and Buses
Premium Installment options

House Insurance Norwich NY – Call Out Team Now!

Modica also provides Real Estate Insurance, Government Contractor`s Insurance, and Construction Insurance services. Whatever your insurance needs may be, we can help. We are dedicated to helping our clients get the absolute best coverage at the best rates available. Call Modica Associates today. We look forward to your call and taking care of all of your insurance related needs.

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