House Insurance Buffalo NY

Today, more than ever, it is important to do what is necessary to make sure that your assets are covered and properly protected in the event that something unexpected were to happen. In order to do that effectively, it is imperative that you find a reputable and reliable insurance company that you can trust to handle all of your insurance needs.

Our company is a a family owned and operated company that has been taking care of personal, commercial, and Brownstone insurance needs of people since 1961. Our company is different from most other companies in the fact that we do not just sell a commodity, but we provide a service that is both honest and dependable. This ensures that we are able to take care of each one of our valued clients by giving them the personal attention they so deserve.

Large Range of Affordable Insurance Services

Here at Modica, we offer a wide range of personal insurance services such as auto and home insurance that is sure to cover all of our clients` needs whatever they may be. We take the time to actually sit down with each client to find out what their specific insurance needs are. Then we provide quote form various companies that enable the client to choose the best insurance at the best price. We also offer Brownstone insurance for our clients who live in historic homes. We provide quotes from every company that specializes in insurance coverage for historic homes. House Insurance Buffalo NY

At our company we have markets that specialize in every aspect of business. We have over 12 markets available to us enabling us to help our clients get the best policies at the best premiums available.

Our business owner`s insurance may include coverage in the following areas:

General Liability
Umbrella
Professional Liability
Employment Practices
Equipment Breakdown
Workers Compensation
EDP
Loss of Income
Commercial Auto

Modica has also been one of the largest insurance providers in the NY area of Food related businesses since 1987.

Our Food realated insurance programs may include following:

Food Spoilage
Valuable Papers
Employee Theft
Money and Security
General Liability
Loss of Income
Worker`s Compensation
Computer Fraud
Equipment Breakdown
Liquor Liability
Employee Benefits and more.

We also offer insurance services for transportation risks. For over 50 years we have provided clients that have transportation related risks with the absolute best coverage and prices available. And throughout the Tri-state region, we are one of the largest providers of Ready Mix Dealers. We also offer the best coverage and prices for Haz-mat Transporters, Animal Transporters, and multifaceted transportation risks involved in Government Contracting. Plus we insure Shuttle operations in approximately 25 states.

Our Transportation options and limits may include the following areas:

Physical breakdown (either on ACV or Stated Amount)
Lease Gap Insurance for Trucks and Buses
Premium Installment options
General Liability
Pollution Coverage
Warehouseman’s Legal
Terminal Coverage
Primary limits of 2,000,000 – 5,000,000
Motor Truck Cargo (including Animal Mortality and Refer-Breakdown)

House Insurance Buffalo NY – Call Us Today!

Our company also provides Construction, Real Estate, and Government Contractors Insurance. No matter what your insurance needs are, we can help you. We are dedicated to helping our clients get the best coverage at the best rates around. So call Modica Associates today. We look forward to helping you with all your insurance related needs.

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