House Insurance Binghamton NY

In this ever changing world we live in it is very important that you do everything you can to ensure that your assets are protected. In order to do that properly, you need to find a reliable and reputable insurance company that you can trust to take care of your specific insurance needs.

Modica Associates is a family owned and operated business that is proud to have been taking care of the personal, commercial, and brownstone insurance needs of people since 1961. We have the expertise and experience necessary to help take care of your insurance needs whatever they may be. What differentiates us from other insurance companies is that we do not just sell a commodity, we provide a service that is both honest and dependable. This enables us to give each on of our valued clients the individual attention they are so deserving of.

Our Company Offers a Large Range Insurance Services

At our company we provide a wide range of personal insurance services that include auto and home insurance that will cover all of our clients` needs. We sit down with each client and go over what their specific insurance needs are then go to work to provide them with an array of quotes form different companies so that they will be able to choose the best rates and coverage based on those needs. We also offer Brownstone insurance which is very important for those living in the historical areas of Brooklyn. This is one of our specialties here at Modica Associates. We provide quotes from every company that specializes in insurance for historic homes. House Insurance Binghamton NY

At Modica Associates, we have markets specializing in every aspect of business. Having over 12 markets available to us enables us to be able to help our clients get the absolute best policies for th bets premiums available today.

Our areas of business insurance include:

Professional Liability
Employment Practices
Equipment Breakdown
Workers Compensation
EDP
Loss of Income
Commercial Auto
General Liability
Umbrella

Modica associates also has been one of the largest insures of food related businesses since 1987.

Our programs include the following:

Liquor Liability
Employee Benefits
Food Spoilage
Valuable Papers
Employee Theft
Money and Security
General Liability
Worker`s Compensation
Computer Fraud
Equipment Breakdown
Loss of Income and more.

If you happen to own or operate a business that has transportation related risks, Modica can help there too. We have provided insurance for clients with transportation related risks for over 50 years. Throughout the Tri-state region we happen to be one of the largest providers of Ready Mix Dealers. We also offer the best coverage and premiums for Animal Transporters, Haz-mat transporters and multifaceted transportation risks that are involved in Government contracting.

Our programs include:

General Liability
Pollution Coverage
Warehouseman’s Legal
Terminal Coverage
Primary limits of 2,000,000 – 5,000,000
Motor Truck Cargo (including Animal Mortality and Refer-Breakdown)
Physical breakdown (either on ACV or Stated Amount)
Lease Gap Insurance for Trucks and Buses
Premium Installment options

House Insurance Binghamton NY – Call Out Team Now!

Modica also offers Real Estate Insurance, Government Contractor`s Insurance, and Construction Insurance services. Whatever your insurance needs may be, we can help. We are dedicated to helping our clients get the absolute best coverage at the best rates available. Call Modica Associates today. We look forward to your call and taking care of all of your insurance related needs.

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