Food Trade Insurance Oneida NY

Today, more than ever, it is important to do what is necessary to make sure that your assets are covered and properly protected in the event that something unexpected were to happen. In order to do that effectively, it is imperative that you find a reputable and reliable insurance company that you can trust to handle all of your insurance needs.

Modica Associates is a family run business that has taken care of the personal, commercial, and Brownstone insurance needs of people for almost 50 years. Our company is different form other insurance companies out there because we do not just sell a commodity. We provide a service that is both honest and dependable. This ensures that we are able to give our clients the individual attention they so deserve.

Full Range of Affordable Insurance Services

We offer a wide range of personal insurance such as home and auto insurance so as to encompass all of our clients` needs. We take time to find out your specific needs and then provide quotes from an array of companies. That means you get the best coverage at the best rates to best suit your needs. We also specialize in Brownstone Insurance which is very important being located right in the center of historical Brooklyn. Here at Modica, we provide you with quotes from every company and every program that specializes in Historic homes. Food Trade Insurance Oneida NY

Modica has markets that specialize in every aspect of business. We have over 12 markets that are available to us which enables us to find our clients the best policies at the best premiums available.

Some of the areas of our business insurance include:

Equipment Breakdown
Workers Compensation
EDP
Loss of Income
Commercial Auto
General Liability
Umbrella
Professional Liability
Employment Practices

Here at Modica Associates, we have also been providing insurance for food related businesses since 1987.

Our food related insurance programs include:

Worker`s Compensation
Computer Fraud
Equipment Breakdown
Liquor Liability
Employee Benefits
Food Spoilage
Valuable Papers
Employee Theft
Money and Security
General Liability
Loss of Income and more.

If you own or operate a business that has transportation related risks, Modica can help there too. We have provided insurance for clients with transportation related risks for over 50 years. Throughout the Tri-state region we happen to be one of the largest providers of Ready Mix Dealers. We also offer the best coverage and premiums for Animal Transporters, Haz-mat transporters and multifaceted transportation risks that are involved in Government contracting.

Our programs include:

General Liability
Pollution Coverage
Warehouseman’s Legal
Terminal Coverage
Primary limits of 2,000,000 – 5,000,000
Motor Truck Cargo (including Animal Mortality and Refer-Breakdown)
Physical breakdown (either on ACV or Stated Amount)
Lease Gap Insurance for Trucks and Buses
Premium Installment options

Food Trade Insurance Oneida NY – Call Out Team Today!

Modica also provides Real Estate Insurance, Government Contractor`s Insurance, and Construction Insurance services. Whatever your insurance needs may be, we can help. We are dedicated to helping our clients get the absolute best coverage at the best rates available. Call Modica Associates today. We look forward to your call and taking care of all of your insurance related needs.

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