Condo Insurance Troy NY

In today`s society, it is more important than ever to do whatever is necessary to make sure your assets are protected in the unfortunate event that something were to happen. To do that effectively, you need to enlist the services of a reputable and reliable insurance company that you can really trust to take care of your specific insurance needs.

Modica Associates is just the company you need to call. We are a family owned and operated business that has been taking care of all the insurance needs of people since 1961. The big difference between Modica and other insurance companies is the fact that we do not just sell a commodity. We actually provide a service – an honest and dependable one. This enables us to provide each one of our clients with the individual and personal attention they so deserve.

We Provide a Wide Range of Insurance Services

Our company offers an array of insurance services. We offer a broad range of personal insurance such as home and auto insurance to take care of all of our clients` needs. We take the time to find out just what your specific needs and budget is then we provide you with quotes from various companies. This enables you to get the best coverage and the best rates to suit your individual needs. Besides personal insurance, we also offer Brownstone insurance which is very important to those living in historical Brooklyn. We provide you with quotes from every company that specializes in historic homes. Condo Insurance Troy NY

At Modica Associates, we have markets specializing in every aspect of business. Having over 12 markets available to us enables us to be able to help our clients get the absolute best policies for th bets premiums available today.

Our areas of business insurance include:

Professional Liability
Employment Practices
Equipment Breakdown
Workers Compensation
EDP
Loss of Income
Commercial Auto
General Liability
Umbrella

We have been one of the largest insurance providers in the NY area of Food related businesses since 1987.

Our Food realated insurance programs may include following:

Food Spoilage
Valuable Papers
Employee Theft
Money and Security
General Liability
Loss of Income
Worker`s Compensation
Computer Fraud
Equipment Breakdown
Liquor Liability
Employee Benefits and more.

If you own or operate a business that has transportation related risks, Modica can help there too. We have provided insurance for clients with transportation related risks for over 50 years. Throughout the Tri-state region we happen to be one of the largest providers of Ready Mix Dealers. We also offer the best coverage and premiums for Animal Transporters, Haz-mat transporters and multifaceted transportation risks that are involved in Government contracting.

Our programs include:

General Liability
Pollution Coverage
Warehouseman’s Legal
Terminal Coverage
Primary limits of 2,000,000 – 5,000,000
Motor Truck Cargo (including Animal Mortality and Refer-Breakdown)
Physical breakdown (either on ACV or Stated Amount)
Lease Gap Insurance for Trucks and Buses
Premium Installment options

Condo Insurance Troy NY – Call Us Right Now!

We also provide construction insurance, Government Contractors Insurance, and Real Estate Insurance. Whatever your insurance need is, Modica Associates is here for you. We make it our business to make sure your business and assets are covered in case the unexpected happens. We are dedicated to finding you the best coverage at the best rates while providing you with the best service around. For all your insurance needs, call a company that you can trust to take care of you – call Modica Associates. We look forward to your call and helping to take care of all of your insurance needs.

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