Condo Insurance Hornell NY

Today, more than ever, it is important to do what is necessary to make sure that your assets are covered and properly protected in the event that something unexpected were to happen. In order to do that effectively, it is imperative that you find a reputable and reliable insurance company that you can trust to handle all of your insurance needs.

Our company is a a family owned and operated company that has been taking care of personal, commercial, and Brownstone insurance needs of people since 1961. Our company is different from most other companies in the fact that we do not just sell a commodity, but we provide a service that is both honest and dependable. This ensures that we are able to take care of each one of our valued clients by giving them the personal attention they so deserve.

Modica Offers a Large Range Insurance Services

At our company we provide a wide range of personal insurance services that include auto and home insurance that will cover all of our clients` needs. We sit down with each client and go over what their specific insurance needs are then go to work to provide them with an array of quotes form different companies so that they will be able to choose the best rates and coverage based on those needs. We also offer Brownstone insurance which is very important for those living in the historical areas of Brooklyn. This is one of our specialties here at Modica Associates. We provide quotes from every company that specializes in insurance for historic homes. Condo Insurance Hornell NY

Modica has markets that specialize in every aspect of business. We have over 12 markets that are available to us which enables us to find our clients the best policies at the best premiums available.

Some of the areas of our business insurance include:

Equipment Breakdown
Workers Compensation
EDP
Loss of Income
Commercial Auto
General Liability
Umbrella
Professional Liability
Employment Practices

Modica associates also has been one of the largest insures of food related businesses since 1987.

Our programs include the following:

Liquor Liability
Employee Benefits
Food Spoilage
Valuable Papers
Employee Theft
Money and Security
General Liability
Worker`s Compensation
Computer Fraud
Equipment Breakdown
Loss of Income and more.

Modica offers insurance services for transportation risks. For over 50 years we have provided clients that have transportation related risks with the absolute best coverage and prices available. And throughout the Tri-state region, we are one of the largest providers of Ready Mix Dealers. We also offer the best coverage and prices for Haz-mat Transporters, Animal Transporters, and multifaceted transportation risks involved in Government Contracting. Plus we insure Shuttle operations in approximately 25 states.

Our Transportation options and limits may include the following areas:

Physical breakdown (either on ACV or Stated Amount)
Lease Gap Insurance for Trucks and Buses
Premium Installment options
General Liability
Pollution Coverage
Warehouseman’s Legal
Terminal Coverage
Primary limits of 2,000,000 – 5,000,000
Motor Truck Cargo (including Animal Mortality and Refer-Breakdown)

Condo Insurance Hornell NY – Give Us a Call Now!

At Modica we also offer construction insurance, Real Estate Insurance, and Government Contractor`s Insurance. No matter what your insurance needs may be, Modica Associates can help. We are dedicated to helping you to find the best coverage and premiums to suit your insurance needs. Call Modica Associates today. We look forward to hearing from you and taking care of all your insurance related needs.

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