Condo Insurance Binghamton NY

In this ever changing world we live in it is very important that you do everything you can to ensure that your assets are protected. In order to do that properly, you need to find a reliable and reputable insurance company that you can trust to take care of your specific insurance needs.

Our company is a a family owned and operated company that has been taking care of personal, commercial, and Brownstone insurance needs of people since 1961. Our company is different from most other companies in the fact that we do not just sell a commodity, but we provide a service that is both honest and dependable. This ensures that we are able to take care of each one of our valued clients by giving them the personal attention they so deserve.

Full Range of Affordable Insurance Services

At Modica insurance, we offer a wide range of personal insurance services such as auto and home insurance that is sure to cover all of our clients` needs whatever they may be. We take the time to actually sit down with each client to find out what their specific insurance needs are. Then we provide quote form various companies that enable the client to choose the best insurance at the best price. We also offer Brownstone insurance for our clients who live in historic homes. We provide quotes from every company that specializes in insurance coverage for historic homes. Condo Insurance Binghamton NY

Here at Modica we have markets that specialize in every aspect of business. We have over 12 markets available to us enabling us to help our clients get the best policies at the best premiums available.

Our business owner`s insurance may include coverage in the following areas:

General Liability
Umbrella
Professional Liability
Employment Practices
Equipment Breakdown
Workers Compensation
EDP
Loss of Income
Commercial Auto

Modica has provided the NY area with insurance for Food related businesses since 1987.

These programs include:

Employee Theft
Money and Security
General Liability
Loss of Income
Worker`s Compensation
Computer Fraud
Equipment Breakdown
Liquor Liability
Employee Benefits
Food Spoilage
Valuable Papers and more.

If you own or operate a business that has transportation related risks, Modica can help there too. We have provided insurance for clients with transportation related risks for over 50 years. Throughout the Tri-state region we happen to be one of the largest providers of Ready Mix Dealers. We also offer the best coverage and premiums for Animal Transporters, Haz-mat transporters and multifaceted transportation risks that are involved in Government contracting.

Our programs include:

General Liability
Pollution Coverage
Warehouseman’s Legal
Terminal Coverage
Primary limits of 2,000,000 – 5,000,000
Motor Truck Cargo (including Animal Mortality and Refer-Breakdown)
Physical breakdown (either on ACV or Stated Amount)
Lease Gap Insurance for Trucks and Buses
Premium Installment options

Condo Insurance Binghamton NY – Call Today!

At Modica we also offer Real Estate, Construction, and Government Contractors Insurance services. Whatever insurance needs you may have, Modica can help. We are dedicated to helping our clients find the best coverage at the best rates. Call Modica Associates today and let us help take care of all of your insurance related needs.

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