Business Insurance Troy NY

Today, more than ever before, it is extremely important that you do whatever it takes to see to it that your assets are well protected in the event that something unfortunate were to happen. To do that properly and effectively, you need to enlist the service of a highly reputable and reliable insurance company that you know you can trust to take care of your unique and specific insurance needs.

Modica Associates is a family owned and operated business that is proud to have been taking care of the personal, commercial, and brownstone insurance needs of people since 1961. We have the expertise and experience necessary to help take care of your insurance needs whatever they may be. What differentiates us from other insurance companies is that we do not just sell a commodity, we provide a service that is both honest and dependable. This enables us to give each on of our valued clients the individual attention they are so deserving of.

Large Range of Affordable Insurance Services

At Modica insurance, we offer a wide range of personal insurance services such as auto and home insurance that is sure to cover all of our clients` needs whatever they may be. We take the time to actually sit down with each client to find out what their specific insurance needs are. Then we provide quote form various companies that enable the client to choose the best insurance at the best price. We also offer Brownstone insurance for our clients who live in historic homes. We provide quotes from every company that specializes in insurance coverage for historic homes. Business Insurance Troy NY

Here at Modica we have markets that specialize in every aspect of business. We have over 12 markets available to us enabling us to help our clients get the best policies at the best premiums available.

Our business owner`s insurance may include coverage in the following areas:

General Liability
Umbrella
Professional Liability
Employment Practices
Equipment Breakdown
Workers Compensation
EDP
Loss of Income
Commercial Auto

Here at Modica Associates, we have also been providing insurance for food related businesses since 1987.

Our food related insurance programs include:

Worker`s Compensation
Computer Fraud
Equipment Breakdown
Liquor Liability
Employee Benefits
Food Spoilage
Valuable Papers
Employee Theft
Money and Security
General Liability
Loss of Income and more.

If it happens to be transportation risks you are concerned about, Modica can help you get the transportation insurance you need. For over 50 years we have been providing those clients who have transportation related risks with the best price and best coverage available. We are one of the largest providers of Ready Mix Dealers throughout the entire tri-state region. We offer the absolute best price and coverage for Animal Transporters, Haz-mat Transporters as well as the multifaceted transportation Risk in Government Contracting. And we insure Shuttle operations in 25 states.

Our Transportation limits and options may include the following:

Primary limits of 2,000,000 – 5,000,000
Motor Truck Cargo (including Animal Mortality and Refer-Breakdown)
Physical breakdown (either on ACV or Stated Amount)
Lease Gap Insurance for Trucks and Buses
Premium Installment options
General Liability
Pollution Coverage
Warehouseman’s Legal
Terminal Coverage

Business Insurance Troy NY – Give Us a Call Today!

At Modica we also offer construction insurance, Real Estate Insurance, and Government Contractor`s Insurance. No matter what your insurance needs may be, Modica Associates can help. We are dedicated to helping you to find the best coverage and premiums to suit your insurance needs. Call Modica Associates today. We look forward to hearing from you and taking care of all your insurance related needs.

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