Business Insurance Oneida NY

Today, more than ever before, it is extremely important that you do whatever it takes to see to it that your assets are well protected in the event that something unfortunate were to happen. To do that properly and effectively, you need to enlist the service of a highly reputable and reliable insurance company that you know you can trust to take care of your unique and specific insurance needs.

Modica Associates is a a family owned and operated company that has been taking care of personal, commercial, and Brownstone insurance needs of people since 1961. Our company is different from most other companies in the fact that we do not just sell a commodity, but we provide a service that is both honest and dependable. This ensures that we are able to take care of each one of our valued clients by giving them the personal attention they so deserve.

Full Range of Affordable Insurance Services

We offer a wide range of personal insurance such as home and auto insurance so as to encompass all of our clients` needs. We take time to find out your specific needs and then provide quotes from an array of companies. That means you get the best coverage at the best rates to best suit your needs. We also specialize in Brownstone Insurance which is very important being located right in the center of historical Brooklyn. Here at Modica, we provide you with quotes from every company and every program that specializes in Historic homes. Business Insurance Oneida NY

We also serve markets that specialize in all aspects of business. We have over twelve markets available which means that we can help our clients choose the best policy and receive the best premium available.

Our office and business owners insurance areas include:

Equipment Breakdown
Workers Compensation
EDP
Loss of Income
Commercial Auto
General Liability
Umbrella
Professional Liability
Employment Practices

Modica Associates has been one of the largest insurers of Food related businesses in the NY region since1987. We have the ability to get our clients the best coverage for the best price.

Our programs include:

Loss of Income
Workman`s Compensation
Food Spoilage
Valuable Papers
Employee Theft
Money and Security
General Liability
Computer Fraud
Equipment Breakdown
Liquor Liability
Employee Benefits and more.

For those owning or operating businesses that involve transportation risks, Modica can provide you with the best coverage and premiums around. We have been providing clients with insurance for transportation related risks for over 50 years. In the tri-state area, we are one of the largest providers of Ready Mix Dealers. And our prices and coverage cannot be beat for Animal Transporters, Haz-mat Transporters, and multifaceted transportation related risks that are involved in Government contracting.

Our Transportation Related Insurance programs may include:

Primary limits of 2,000,000 – 5,000,000
Motor Truck Cargo (including Animal Mortality and Refer-Breakdown)
Physical breakdown (either on ACV or Stated Amount)
Lease Gap Insurance for Trucks and Buses
Premium Installment options
General Liability
Pollution Coverage
Warehouseman’s Legal
Terminal Coverage

Business Insurance Oneida NY – Call Now!

At Modica we also offer Real Estate, Construction, and Government Contractors Insurance services. Whatever insurance needs you may have, Modica can help. We are dedicated to helping our clients find the best coverage at the best rates. Call Modica Associates today and let us help take care of all of your insurance related needs.

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