Business Insurance Ithaca NY

Today, more than ever, it is important to do what is necessary to make sure that your assets are covered and properly protected in the event that something unexpected were to happen. In order to do that effectively, it is imperative that you find a reputable and reliable insurance company that you can trust to handle all of your insurance needs.

Modica Associates is a family run business that has taken care of the personal, commercial, and Brownstone insurance needs of people for almost 50 years. Our company is different form other insurance companies out there because we do not just sell a commodity. We provide a service that is both honest and dependable. This ensures that we are able to give our clients the individual attention they so deserve.

We Provide a Full Range of Insurance Services

We offer a wide array of personal insurance services that include home and auto insurance that will encompass the insurance needs of all of our clients. We take the time to sit down with each and every client to determine their specific insurance needs. Then we provide quotes from various companies so that the client will be able to choose the absolute best coverage for the best price. Besides auto and home insurance, we also offer Brownstone insurance to cover the historic homes located in downtown Brooklyn and other areas. We realize the importance of historic homes and that is why we provide clients with quotes from every company that specializes in Brownstone insurance. Business Insurance Ithaca NY

We also serve markets that specialize in all aspects of business. We have over twelve markets available which means that we can help our clients choose the best policy and receive the best premium available.

Our office and business owners insurance areas include:

Equipment Breakdown
Workers Compensation
EDP
Loss of Income
Commercial Auto
General Liability
Umbrella
Professional Liability
Employment Practices

Modica associates also has been one of the largest insures of food related businesses since 1987.

Our programs include the following:

Liquor Liability
Employee Benefits
Food Spoilage
Valuable Papers
Employee Theft
Money and Security
General Liability
Worker`s Compensation
Computer Fraud
Equipment Breakdown
Loss of Income and more.

If it is transportation risks you are concerned about, Modica can help you get the transportation insurance you need. For over 50 years we have been providing those clients who have transportation related risks with the best price and best coverage available. We are one of the largest providers of Ready Mix Dealers throughout the entire tri-state region. We offer the absolute best price and coverage for Animal Transporters, Haz-mat Transporters as well as the multifaceted transportation Risk in Government Contracting. And we insure Shuttle operations in 25 states.

Our Transportation limits and options may include the following:

Primary limits of 2,000,000 – 5,000,000
Motor Truck Cargo (including Animal Mortality and Refer-Breakdown)
Physical breakdown (either on ACV or Stated Amount)
Lease Gap Insurance for Trucks and Buses
Premium Installment options
General Liability
Pollution Coverage
Warehouseman’s Legal
Terminal Coverage

Business Insurance Ithaca NY – Give Us a Call Now!

At Modica we also offer construction insurance, Real Estate Insurance, and Government Contractor`s Insurance. No matter what your insurance needs may be, Modica Associates can help. We are dedicated to helping you to find the best coverage and premiums to suit your insurance needs. Call Modica Associates today. We look forward to hearing from you and taking care of all your insurance related needs.

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