Business Insurance Geneva NY

Now, more than ever before, it is important that you do what is necessary to ensure that your assets are properly protected in the event something unexpected were to happen. To do that, you need to find a reliable, reputable, and trustworthy insurance company to take care of your insurance needs.

Modica Associates is a family owned and operated business that is proud to have been taking care of the personal, commercial, and brownstone insurance needs of people since 1961. We have the expertise and experience necessary to help take care of your insurance needs whatever they may be. What differentiates us from other insurance companies is that we do not just sell a commodity, we provide a service that is both honest and dependable. This enables us to give each on of our valued clients the individual attention they are so deserving of.

We Provide a Full Range of Insurance Services

We offer a wide array of personal insurance services that include home and auto insurance that will encompass the insurance needs of all of our clients. We take the time to sit down with each and every client to determine their specific insurance needs. Then we provide quotes from various companies so that the client will be able to choose the absolute best coverage for the best price. Besides auto and home insurance, we also offer Brownstone insurance to cover the historic homes located in downtown Brooklyn and other areas. We realize the importance of historic homes and that is why we provide clients with quotes from every company that specializes in Brownstone insurance. Business Insurance Geneva NY

Modica has markets that specialize in every aspect of business. We have over 12 markets that are available to us which enables us to find our clients the best policies at the best premiums available.

Some of the areas of our business insurance include:

Equipment Breakdown
Workers Compensation
EDP
Loss of Income
Commercial Auto
General Liability
Umbrella
Professional Liability
Employment Practices

We have been one of the largest insurers of Food related businesses in the NY region since1987. We have the ability to get our clients the best coverage for the best price.

Our programs include:

Loss of Income
Workman`s Compensation
Food Spoilage
Valuable Papers
Employee Theft
Money and Security
General Liability
Computer Fraud
Equipment Breakdown
Liquor Liability
Employee Benefits and more.

Modica also provides insurance for those businesses who have transportation related risks. We have been providing clients with the best coverage and prices in this area for over 50 years. We are one of the largest providers of Ready Mix Dealers in the entire tri-state area. Our prices and coverage cannot be surpassed for Animal Transporters, Haz-mat Transporters, and the many transportation related risks involved in Government Contracting.

We also insure Shuttle operations in 25 states. These programs may include:

General Liability
Pollution Coverage
Warehouseman’s Legal
Terminal Coverage
Primary limits of 2,000,000 – 5,000,000
Motor Truck Cargo (including Animal Mortality and Refer-Breakdown)
Physical breakdown (either on ACV or Stated Amount)
Lease Gap Insurance for Trucks and Buses
Premium Installment options

Business Insurance Geneva NY – Call Us Now!

We also provide Construction, Real Estate, and Government Contractors Insurance. No matter what your insurance needs are, we can help you. We are dedicated to helping our clients get the best coverage at the best rates around. So call Modica Associates today. We look forward to helping you with all your insurance related needs.

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