Business Insurance Cohoes NY

Today, more than ever, it is important to do what is necessary to make sure that your assets are covered and properly protected in the event that something unexpected were to happen. In order to do that effectively, it is imperative that you find a reputable and reliable insurance company that you can trust to handle all of your insurance needs.

Modica Associates is a family run company that has been dedicated to taking care of the personal, commercial, and brownstone insurance needs of of people since 1961. What differentiates us from other insurance companies is the fact that we don’t just sell a commodity. We provide an honest and dependable service. That ensures that we are able to provide each and every one of our valued clients with the personal attention they so deserve.

Large Range of Affordable Insurance Services

At Modica insurance, we offer a wide range of personal insurance services such as auto and home insurance that is sure to cover all of our clients` needs whatever they may be. We take the time to actually sit down with each client to find out what their specific insurance needs are. Then we provide quote form various companies that enable the client to choose the best insurance at the best price. We also offer Brownstone insurance for our clients who live in historic homes. We provide quotes from every company that specializes in insurance coverage for historic homes. Business Insurance Cohoes NY

Here at Modica we have markets that specialize in every aspect of business. We have over 12 markets available to us enabling us to help our clients get the best policies at the best premiums available.

Our business owner`s insurance may include coverage in the following areas:

General Liability
Umbrella
Professional Liability
Employment Practices
Equipment Breakdown
Workers Compensation
EDP
Loss of Income
Commercial Auto

We have been one of the largest insurance providers in the NY area of Food related businesses since 1987.

Our Food realated insurance programs may include following:

Food Spoilage
Valuable Papers
Employee Theft
Money and Security
General Liability
Loss of Income
Worker`s Compensation
Computer Fraud
Equipment Breakdown
Liquor Liability
Employee Benefits and more.

If it is transportation risks you are concerned about, Modica can help you get the transportation insurance you need. For over 50 years we have been providing those clients who have transportation related risks with the best price and best coverage available. We are one of the largest providers of Ready Mix Dealers throughout the entire tri-state region. We offer the absolute best price and coverage for Animal Transporters, Haz-mat Transporters as well as the multifaceted transportation Risk in Government Contracting. And we insure Shuttle operations in 25 states.

Our Transportation limits and options may include the following:

Primary limits of 2,000,000 – 5,000,000
Motor Truck Cargo (including Animal Mortality and Refer-Breakdown)
Physical breakdown (either on ACV or Stated Amount)
Lease Gap Insurance for Trucks and Buses
Premium Installment options
General Liability
Pollution Coverage
Warehouseman’s Legal
Terminal Coverage

Business Insurance Cohoes NY – Call Us Today!

We also provide construction insurance, Government Contractors Insurance, and Real Estate Insurance. Whatever your insurance need is, Modica Associates is here for you. We make it our business to make sure your business and assets are covered in case the unexpected happens. We are dedicated to finding you the best coverage at the best rates while providing you with the best service around. For all your insurance needs, call a company that you can trust to take care of you – call Modica Associates. We look forward to your call and helping to take care of all of your insurance needs.

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