Business Insurance Binghamton NY

Today, more than ever before, it is extremely important that you do whatever it takes to see to it that your assets are well protected in the event that something unfortunate were to happen. To do that properly and effectively, you need to enlist the service of a highly reputable and reliable insurance company that you know you can trust to take care of your unique and specific insurance needs.

Modica Associates is a family owned and operated business that is proud to have been taking care of the personal, commercial, and brownstone insurance needs of people since 1961. We have the expertise and experience necessary to help take care of your insurance needs whatever they may be. What differentiates us from other insurance companies is that we do not just sell a commodity, we provide a service that is both honest and dependable. This enables us to give each on of our valued clients the individual attention they are so deserving of.

Full Range of Affordable Insurance Services

At Modica insurance, we offer a wide range of personal insurance services such as auto and home insurance that is sure to cover all of our clients` needs whatever they may be. We take the time to actually sit down with each client to find out what their specific insurance needs are. Then we provide quote form various companies that enable the client to choose the best insurance at the best price. We also offer Brownstone insurance for our clients who live in historic homes. We provide quotes from every company that specializes in insurance coverage for historic homes. Business Insurance Binghamton NY

We have markets specializing in every aspect of business. Having over twelve markets available, we can help our clients choose the best policy to meet their needs and receive the absolute best premium available.

Here are some areas that our business owner`s insurance include:

Loss of Income
Commercial Auto
General Liability
Umbrella
Professional Liability
Employment Practices
Equipment Breakdown
Workers Compensation
EDP

Modica Associates has been one of the largest insurers of Food related businesses in the NY region since1987. We have the ability to get our clients the best coverage for the best price.

Our programs include:

Loss of Income
Workman`s Compensation
Food Spoilage
Valuable Papers
Employee Theft
Money and Security
General Liability
Computer Fraud
Equipment Breakdown
Liquor Liability
Employee Benefits and more.

Modica offers insurance services for transportation risks. For over 50 years we have provided clients that have transportation related risks with the absolute best coverage and prices available. And throughout the Tri-state region, we are one of the largest providers of Ready Mix Dealers. We also offer the best coverage and prices for Haz-mat Transporters, Animal Transporters, and multifaceted transportation risks involved in Government Contracting. Plus we insure Shuttle operations in approximately 25 states.

Our Transportation options and limits may include the following areas:

Physical breakdown (either on ACV or Stated Amount)
Lease Gap Insurance for Trucks and Buses
Premium Installment options
General Liability
Pollution Coverage
Warehouseman’s Legal
Terminal Coverage
Primary limits of 2,000,000 – 5,000,000
Motor Truck Cargo (including Animal Mortality and Refer-Breakdown)

Business Insurance Binghamton NY – Give Us a Call Today!

Modica provides construction insurance, Real Estate Insurance, and Government Contractor`s Insurance. No matter what your insurance needs may be, Modica Associates can help. We are dedicated to helping you to find the best coverage and premiums to suit your insurance needs. Call Modica Associates today. We look forward to hearing from you and taking care of all your insurance related needs.

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