Business Insurance Beacon NY

In this ever changing world we live in it is very important that you do everything you can to ensure that your assets are protected. In order to do that properly, you need to find a reliable and reputable insurance company that you can trust to take care of your specific insurance needs.

Modica Associates is a family run company that has been dedicated to taking care of the personal, commercial, and brownstone insurance needs of of people since 1961. What differentiates us from other insurance companies is the fact that we don’t just sell a commodity. We provide an honest and dependable service. That ensures that we are able to provide each and every one of our valued clients with the personal attention they so deserve.

Full Range of Affordable Insurance Services

Here at Modica, we offer a wide range of personal insurance services such as auto and home insurance that is sure to cover all of our clients` needs whatever they may be. We take the time to actually sit down with each client to find out what their specific insurance needs are. Then we provide quote form various companies that enable the client to choose the best insurance at the best price. We also offer Brownstone insurance for our clients who live in historic homes. We provide quotes from every company that specializes in insurance coverage for historic homes. Business Insurance Beacon NY

Modica has markets specializing in every aspect of business. Having over twelve markets available, we can help our clients choose the best policy to meet their needs and receive the absolute best premium available.

Here are some areas that our business owner`s insurance include:

Loss of Income
Commercial Auto
General Liability
Umbrella
Professional Liability
Employment Practices
Equipment Breakdown
Workers Compensation
EDP

Here at Modica Associates, we have also been providing insurance for food related businesses since 1987.

Our food related insurance programs include:

Worker`s Compensation
Computer Fraud
Equipment Breakdown
Liquor Liability
Employee Benefits
Food Spoilage
Valuable Papers
Employee Theft
Money and Security
General Liability
Loss of Income and more.

If you happen to own or operate a business that has transportation related risks, Modica can help there too. We have provided insurance for clients with transportation related risks for over 50 years. Throughout the Tri-state region we happen to be one of the largest providers of Ready Mix Dealers. We also offer the best coverage and premiums for Animal Transporters, Haz-mat transporters and multifaceted transportation risks that are involved in Government contracting.

Our programs include:

General Liability
Pollution Coverage
Warehouseman’s Legal
Terminal Coverage
Primary limits of 2,000,000 – 5,000,000
Motor Truck Cargo (including Animal Mortality and Refer-Breakdown)
Physical breakdown (either on ACV or Stated Amount)
Lease Gap Insurance for Trucks and Buses
Premium Installment options

Business Insurance Beacon NY – Call Out Team Now!

Modica also offers Real Estate Insurance, Government Contractor`s Insurance, and Construction Insurance services. Whatever your insurance needs may be, we can help. We are dedicated to helping our clients get the absolute best coverage at the best rates available. Call Modica Associates today. We look forward to your call and taking care of all of your insurance related needs.

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