The Sandy Nightmare: Flooding Isn’t Covered By Home Insurance

When homeowners started going back to their homes after Sandy wreaked havoc, they were in for some surprise. Aside from the damage that their houses have sustained, they have another tough fact to face. That fact is that home insurance does not cover damage caused by flooding. Flood insurance is something that is distinct from… Read More…

Governors Promote Lower Deductibles for Homeowners after Sandy Storm

Thousands of homeowners who have suffered damages from the storm and the wind this week will be receiving financial aid from rulings by several governors that insurers should treat Sandy not as a hurricane but as a tropical storm. Governor of New York, Andrew Mark Cuomo said, “Homeowners should not have to pay hurricane deductibles… Read More…

B.C. Insurance Rates to be altered by Natural Disasters

Natural disasters – such as Hurricane Sandy and the earthquake that occurred last Saturday – have caused worries to rise on a global scale. Aside from the heightened feeling of fear that it has caused, the natural disasters could also very well cause insurance premiums to climb. That is actually going to be a problem… Read More…

Know When Your Insurance Claim is Sure to be Rejected

You make your home insurance claim with high hopes. Then you find that the claim is somehow rejected, dashing whatever hopes you happen to have had at the outset. What went wrong and why were the claims rejected? Perhaps it would be best if you knew right from the start about how to prevent the… Read More…

Insurance Can Aid Medicare Beneficiaries

Due to the slow demise of retiree health insurance that’s primarily sponsored by companies, there are firms that are now contracting with Medicare exchanges in order to ease the process of transition that their former employees experience. When the previous company of  D. Sloan Hill discontinued his private coverage, he had to find something that… Read More…

Rise in Home Insurance Rates: A Challenge for Colorado Homeowners

Homeowners in Colorado are facing a considerable challenge – a rise in home insurance rates. This is likely to occur even more in the coming months as the state’s insurers will start bringing premiums right in line with the claims. Some are actually experiencing it now, as resident Linda Peterson was shocked to learn when… Read More…

Ideas on How Much You Can Spend on a Home

A house is more often than not the biggest purchase that people are going to make in their whole lives, and it is one that they will be paying off for years, sometimes even decades, to come. However, if you are going to spend too much on your home then that situation could probably leave… Read More…

State Farm Florida Raises Home Insurance Rates

The third largest insurer of homes in the US, State Farm Florida, has been approved for an average 6 percent rate increase on its home insurance policies. The average home insurance rates will increase for up to 6.4 percent for owners of houses and 6 percent for renters insuring their belongings. Due to higher risks… Read More…

Home Insurance: How Much Should You Get?

So you finally found your dream house, you have paid for it, and you’ve moved in. The time has come for you to get it insured. In some cases, the mortgage provider is going to be the one to dictate the amount of mortgage that you are going to get, but sometimes you have to… Read More…

You Don’t Need to Spend a Lot on Home Insurance

Home insurance is something that you need to get. You need it in order to be sure that your property would be safe, or at least that you could recover its value in case something bad or unexpected happens. The problem of course is that it costs money. It can be an added financial strain… Read More…