The Importance of Homeowners Insurance

Your home is probably the biggest investment you make. Because of this, you want to protect your home as well as all the items inside it. With the right amount of planning, it will make a huge difference when something happens. For a lot of homeowners, they would rather avoid buying a home insurance because… Read More…

Ways to Save on Your Home Insurance

Home insurance can be costly but this should not be the reason to avoid getting one. There are several ways that you can save on your home insurance. Buying multiple policies from the same company allows you to save more because most of them offer affordable rates when you obtain two or more policies from… Read More…

Homeowners Insurance Policies are Personal

When it comes to marketing, insurance policies can’t compete with other household products such as countertops and media rooms. According to experts, some policies offer different types of protection thus they are not created equal. Take for instance a standard policy that covers damage to your house as well as any permanent structures. Before you… Read More…

Other Things Insurance Policies Cover

Accidents happen and when they do it is best that you have the right insurance in place. If you haven’t checked your insurance yet, here are a few things that you might not realized are covered by a standard policy. –          Standard homeowners policies cover damage from volcanic eruptions. –          Squirrels or mice damage to… Read More…

Keep Your Home Safe from Flood Damage

Ralph Hudgens, Georgia Insurance and Safety Fire Commissioner, offers some tips on home insurance and how to deal with property damage caused by flood for every homeowner: Standard home insurance policies do not usually cover flood damage — National Flood Insurance Program offers a separate policy for flood insurance. Homeowners should review their policy coverage and… Read More…

Protecting Your Home and Your Family from the Consequences

If your area is prone to various natural hazards brought about by foul weather, it is important to observe all the necessary measures to keep your home and your family safe from harm. Prepare an emergency kit that includes flashlights and radio with fresh batteries. If your home is prone to flooding, move your important… Read More…

Getting Your Home-based Business Insured

“Being a home-based business owner, is it necessary to get my business insured?” This is a common dilemma among many individuals who have turned their own homes into their workplaces. Well, according to Joe Ridout from Consumer Action, buying an insurance is “really all about protecting, not the assets of the small business, but your assets… Read More…

Understanding Home Insurance

Home insurance is not as simple as it may sound, and while many homeowners still underestimate the importance of this necessity, gaining a better perspective about it can certainly help in deciding the kind of coverage that’s appropriate for your home. Renter’s insurance protects belongings that are not covered under the landlord’s insurance policy. Paying… Read More…

Protecting Homes for Fire Accidents

Modern homes carry greater fire risk. According to a recent study, home innovations such as furniture can actually add fuel to a fire. Take for instance when you plug a damaged oven toaster next to a gas stove. This isn’t only an electrical hazard but also a huge fire hazard for many homes. –          Unplug… Read More…

How to Protect Your Home

Protecting one’s home shouldn’t be left to happenstance. In order to help deter crime, homeowners should conduct careful planning and preparation. As a matter of fact, there are so many things that you can do to protect both your home and loved ones from intruders and unauthorized individuals. –          Assess your home. –          Hedges must… Read More…