Choosing the Right Coverage for Your Business

Every business owner would require an insurance coverage or two to ensure his company’s success ad security. Modest Money has a list of insurance coverage that will surely suit the needs of various businesses: Product Liability Insurance — provides product protection from damage and malfunction claim Farm Insurance — covers for loss acquired from pest… Read More…

Home Insurance in Securing Safety in the House

There’s a proper time for a homeowner to decide to apply for an insurance coverage for his house and it’s not right after an accident occurs. Before any major undertaking even takes place, make sure that your home is well-protected. Here are some tips on securing a good insurance coverage: A visual inventory of your… Read More…

Insurance Coverage for Every Small Business

When it comes to running a business, even a small one at that, it’s not enough to simply have the right skills and knowledge on the industry you’re in; knowing the necessities in maintaining the safety and security of your venture should also be among your top priorities. Insurance could be your best weapon against… Read More…

Insurance Coverage for Storm-prone Home Location

If your house is situated in a storm-prone location, the best that you can do is to get it covered with the appropriate insurance plan. To guide you in this task, check out the following tips: If permanent repairs are not readily available, opting for temporary or band-aid solutions is always better than nothing at… Read More…

Tips for Purchasing Homeowner’s Insurance

A lot of homeowners tend to overlook the importance of home insurance. But homeowner’s insurance is a necessity and you shouldn’t avoid. Homeowner’s insurance protects your home, which is your biggest investment against fire, theft, and natural disasters. It’s important to choose the right coverage. Before buying home insurance, shop around for quotes and compare… Read More…

Do You Need Flood Insurance?

When heavy rains and massive snowmelt hit North Dakota’s Souris River, more than 10,000 residents were displaced and that’s when an insurance agent’s phone started ringing. During the last big flood in 1969, the houses had been in the high-risk flood zone but they were rerated in the early ’80s. Because of this those who… Read More…

Flood Insurance and Why You Need It

Even an inch of flood water throughout your home can cause $21,000 in damage according to the National Flood Insurance Program. Flood water can seep into your furniture, flooring, lighting and other items inside your home. Flooding is common and is a costly natural disaster in the United States. The very first step to protect… Read More…

Buying Homeowners Insurance

Home insurance is a necessity. It’s also compulsory for most homeowners.Home insurance protects the property against theft, fire, and natural disasters. If you have chosen coverage, you should get the right deductible for your policy. If you have a claim, you’ll have to spend the deductible amount. Choose the right insurer to protect your biggest… Read More…

Finding Affordable Homeowners Insurance

Home insurance helps homeowners protect their home and belongings from loss, theft, or damage. If you have already purchased insurance but it is expiring very soon, it’s important to shop around and compare quotes so you can get the best deal. While rates on home insurance have skyrocketed, there are several ways that you can… Read More…

Why Home Insurance Is Important

For many homeowners, obtaining home insurance is costly. However, there are several reasons why you must not avoid getting it for your property. Your home is your biggest investment and the best way to protect it is to have it insured. Having a policy means you are allowed to recover from financial blows as a… Read More…