How to Avoid and Mitigate the Consequences of Cyber Breaches

Small and medium businesses are not only vulnerable to cyber breaches — they are the top targets of cyber-criminals. While many entrepreneurs are convinced that they do not need cyber liability insurance in their line of business, they are often proven wrong when slapped with the high costs of a cyber breach. Before your company… Read More…

Eliminating Risks in Home-based Small Business

Home-based entrepreneurs face greater financial risks than they commonly think. Eliminate these risks by observing the following measures: Know what is and what is not included in your personal insurance. List the business name as the principal insured when leasing a vehicle for business use. Name each partner in a business as beneficiary on the… Read More…

How to Protect Your Customers’ Personal Information

All businesses are legally required to protect their clients’┬ápersonally identifiable information. Small businesses are easy targets for cyber attacks considering that many of them utilize less sophisticated computer security systems to protect their data. Employee training, two-factor authentication, separating accounting system separate from other computers, and cyber liability insurance can aid in protecting your small… Read More…

Why Your Business Needs Public Liability Insurance

Many business-owners still need convincing when it comes to getting public liability insurance. If you are one of them, simply think about all the possible financial risks and hazards that run in your line of business. Now, imagine if the worst of those dreaded risks lead to a disaster — what would you do? With… Read More…

Why is Liability Insurance Important for Your Business’ Future

Workplace accidents involving customers or employees, incorrect figures in contracts, and causing vandalism to a client’s home are all examples of phenomena that can increase your business’ risk of facing liability claims. Before any of these, or many other unfortunate things, happen, make sure that your business is well-secured and is ready to face them…. Read More…

Dodging Modern-day Icebergs with Business Insurance

Much like the Titanic, small business also face modern-day icebergs that when unsuccessfully dodged can lead to major losses in the future. As a business-owner, you want to secure the future of your venture, and one way of doing this is by getting it insured. Insurance protects your small business against employee claims that could… Read More…

Meeting Your Business’ Long-term Needs

Many business-owners tend to cozy up once they see that their venture is doing fairly. However, what they fail to realize is that the longer they are in the industry, the more it takes to keep their businesses afloat. Here are some pointers on securing business growth: Grow with new employees who can contribute new… Read More…

Things You Ought to Know on Auto Insurance

Auto insurance is one of the most effective ways to protect a major investment, whether the vehicle in question is used for your personal needs, or is involved in your business. Here are some pointers on how you can protect your property: Understand that there is a variety of considerations involved in calculating the final… Read More…

Protect Your Business Against Employment Practices Liability Insurance Claims

Employment practices liability insurance (EPLI) claims are among the many risks that are often overlooked by business-owners. The former can consist of claims, such as sexual harassment, discrimination, wrongful termination, among others. No matter how small a business, and no matter how little the number of employees, getting EPLI coverage is an essential factor in… Read More…

Understanding General Liability Insurance

Liability insurance protects a company’s assets and pays for obligations. Nowadays, business-owners will find it preferable to pay $750 to $2,000 for insurance than to spent thousands to millions fighting a case in court. Understanding the nature of one’s business and the risks it faces can help in determining coverage needs. It also pays to… Read More…