Still Not Buying the Importance of Renters Insurance?

By skipping renters insurance, people are leaving themselves vulnerable to major financial risks. Contrary to what many renters think, not everything is covered by a landlord’s policy. In particular, their personal belongings are technically their responsibility and should therefore be covered in a separate plan. In addition, the cost of renters insurance is relatively small… Read More…

Tips to Avoid Overpaying for Insurance

Some people simply do not have the patience to shop around for the best insurance, not knowing that doing so can actually save them a lot of money. Here are some tips on ensuring that you get the most of what you pay for: Some insurers would raise your rates year after year until you’re paying more… Read More…

Advice on Filing a Claim for Storm Damage

Storms can cause critical damage to your home. With the appropriate homeowners insurance, you can at least be sure that most of this damage will be dealt with at your lowest expense. Here are some things that you should do before and while filing a claim: Create a home inventory and document (take pictures and… Read More…

Tips on Filing an Insurance Claim

Before your insurer comes to your rescue after a devastating disaster, you first have to file a credible claim. In doing so, to have all the necessary information and documents ready before making a call. You should also keep a notepad in which you can jot down valuable aspects of the conversation. Ask for a qualified… Read More…

Finding the Right Business Insurance

Home-business-owners have a number of insurance options that can help in securing their ventures. There’s homeowners policy endorsement, which is possibly the most affordable option, commercial package policies, which offer the optimal coverage, and there are in-home business policy and business-owners policy right in between. Homeowners can choose the one that completely meets their home-business’… Read More…

Auto Insurance Tips for Teenagers

Including your 18-year-old to your auto insurance can add an average of 77 percent to its cost. However, based on the analysis performed by Quadrant Information Services on data from the largest auto insurance carriers in each state, it is still more cost-efficient to include a child in his or her parents’ auto insurance than to buy… Read More…

Taking Time to Ponder Disaster Preparedness

After the devastating impacts of Hurricane Katrina 10 years ago, everyone now knows that they cannot go through the same disaster without pulling all the necessary security measures, from preparing an emergency kit to purchasing the right insurance. Here are 4 things that everyone should learn from Hurricane Katrina: Consider purchasing a flood insurance policy… Read More…

How to Deal with Your Health Insurance Company

Calling your health insurance company to make an inquiry or file a claim can be somewhat overwhelming, even intimidating, at times. Before making that call, be sure that you’re prepared with all the necessary information, and have thought through your questions. If you don’t intend to be stuck on hold forever, skip Mondays and make… Read More…

Including Medical Coverage in Your Travel Insurance

Traveling without adequate medical insurance opens you up to a handful of risks. There are circumstances when the place you’re visiting doesn’t provide the quality of medical care that you require, while other scenarios would necessitate you to be evacuated. These can lead to major financial costs, and without the right coverage, you may end… Read More…

5 Facts About Landlord Insurance Policy

Landlord insurance differs from homeowner’s insurance in many ways. Here are five things that you should know about the former: You may qualify for a Home Insurance Policy if you have a multi-family home and you live in one of the units. Dwelling, liability and loss of income are three types of coverage that you need… Read More…