Best Home Insurance Saratoga Springs NY

Today, more than ever, it is important to do what is necessary to make sure that your assets are covered and properly protected in the event that something unexpected were to happen. In order to do that effectively, it is imperative that you find a reputable and reliable insurance company that you can trust to handle all of your insurance needs.

We are a family run company that has been dedicated to taking care of the personal, commercial, and brownstone insurance needs of of people since 1961. What differentiates us from other insurance companies is the fact that we don’t just sell a commodity. We provide an honest and dependable service. That ensures that we are able to provide each and every one of our valued clients with the personal attention they so deserve.

We Provide a Wide Range of Insurance Services

Our company offers an array of insurance services. We offer a broad range of personal insurance such as home and auto insurance to take care of all of our clients` needs. We take the time to find out just what your specific needs and budget is then we provide you with quotes from various companies. This enables you to get the best coverage and the best rates to suit your individual needs. Besides personal insurance, we also offer Brownstone insurance which is very important to those living in historical Brooklyn. We provide you with quotes from every company that specializes in historic homes. Best Home Insurance Saratoga Springs NY

Modica Associates also has markets that specialize in all aspects of business. We have over twelve markets available which means that we can help our clients choose the best policy and receive the best premium available.

Our office and business owners insurance areas include:

Equipment Breakdown
Workers Compensation
EDP
Loss of Income
Commercial Auto
General Liability
Umbrella
Professional Liability
Employment Practices

We have been one of the largest insurance providers in the NY area of Food related businesses since 1987.

Our Food realated insurance programs may include following:

Food Spoilage
Valuable Papers
Employee Theft
Money and Security
General Liability
Loss of Income
Worker`s Compensation
Computer Fraud
Equipment Breakdown
Liquor Liability
Employee Benefits and more.

If you own or operate a businesses that involve transportation risks, Modica can provide you with the best coverage and premiums around. We have been providing clients with insurance for transportation related risks for over 50 years. In the tri-state area, we are one of the largest providers of Ready Mix Dealers. And our prices and coverage cannot be beat for Animal Transporters, Haz-mat Transporters, and multifaceted transportation related risks that are involved in Government contracting.

Our Transportation Related Insurance programs may include:

Primary limits of 2,000,000 – 5,000,000
Motor Truck Cargo (including Animal Mortality and Refer-Breakdown)
Physical breakdown (either on ACV or Stated Amount)
Lease Gap Insurance for Trucks and Buses
Premium Installment options
General Liability
Pollution Coverage
Warehouseman’s Legal
Terminal Coverage

Best Home Insurance Saratoga Springs NY – Give Us a Call Today!

Modica provides construction insurance, Real Estate Insurance, and Government Contractor`s Insurance. No matter what your insurance needs may be, Modica Associates can help. We are dedicated to helping you to find the best coverage and premiums to suit your insurance needs. Call Modica Associates today. We look forward to hearing from you and taking care of all your insurance related needs.

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